Richmond City property record for 39 E Lock Ln, Richmond, VA 23226
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,198 sqft · built 1930 |
| Lot Size | 0.003 acres (122 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $386,900 (Sep 2021) |
| Tax Bill | $4,536 (2026) |
| Deeds & Mortgages | May 2024 Second Mortgage Sep 2021 Sale & Mortgage |
| APN | W-019-0306-103 |
| Primary APN | W-019-0306-103 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,198 sqft Living Area |
| 1st Floor Area | 1,198 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 122 sqft (0.003 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 39 E LOCK LN |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23226-1325 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-48 MULTI |
| Legal Description | LOCKE LANE CONDO PHASE IV U39 |
| Legal Subdivision | LOCK LANE CONDO |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50300 |
Source: Richmond City records · APN W-019-0306-103
Assessment roll updated August 10, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 E LOCK LN, RICHMOND, VA 23226-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage USALLIANCE FEDERAL CREDIT UNION |
| Sep 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on Record |
| Deed Sale | Sep 10, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2012 · Amount on Record |
| Deed Document Number | 202126217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 39 E LOCK LN, RICHMOND, VA 23226-1325 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000006985 |
|---|---|
| Date | May 06, 2024 |
| Instrument | 240006985 |
| Name | USALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Sep 10, 2021 |
| Property Address | 39 E LOCK LN, RICHMOND, VA 23226-1325 |
| Document Number | 26217 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 210026217 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 E LOCK LN, RICHMOND, VA 23226-1325 |
| Document Number | 26218 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 210026218 |
| Name | BETTER MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
Source: Richmond City records · Assessment roll updated August 10, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,536.00 | $378,000 (-) Land $55,000 Building $323,000 | $378,000 (-) Land $55,000 Building $323,000 |
| 2025 | $4,536.00 (+22,58%) | ||
| 2024 | $378,000 Land $55,000 Building $323,000 | ||
| 2023 | $378,000 Land $55,000 Building $323,000 | ||
| 2020 | $20.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 396 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF RICHMOND serves 233,655 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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