39 Dover Rd, Congers, NY 10920 Property Records

Rockland County and Clarkstown Town property record for 39 Dover Rd, Congers, NY 10920

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,716 sqft · built 1966
Lot Size0.48 acres (20,909 sqft)
Owner2 Owner Names on Record
Last Sale$433,000 (Feb 2003)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN392089 44.18-2-53

Property Details

APN / Parcel Number

Primary APN392089 44.18-2-53
Alternative APNs
  • 208904401800020530000000
  • 112A10.10

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,716 sqft Living Area
1st Floor Area2,012 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions143 ft deep x 150 ft wide
Garage TypeBasement
PorchPorch
Porch Area693 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number112A10.10
Old Parcel Number208904401800020530000000
Street Address39 DOVER RD
CityCONGERS
StateNY
Zip10920-2129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGLE RESIDENCE
Legal Description112-A-10.10
Legal SubdivisionTHORNWOOD HILLS
Legal Block2
Legal Lot Number53.000
JurisdictionROCKLAND NY
Township / Civil DivisionCLARKSTOWN
Census Block Group1
Census Block1009
Census Tract10901

Owner

Source: Rockland County and Clarkstown Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address39 DOVER RD, CONGERS, NY 10920-2129
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2003 · Amount on Record
Deed SaleFeb 13, 2003 · Amount on Record
Deed Document Number2003-00009700
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address39 DOVER RD, CONGERS, NY 10920-2129
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026011
DateJun 21, 2021
Instrument2021-00026011
Lender
NameLOAN DEPOT INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Clarkstown Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionClarkstown Town
Unified School DistrictClarkstown Central School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$157,100 (-) Land $37,200 Building $119,900$669,080 (+456.64%) Land $158,433 Building $510,647
2023$157,100 Land $37,200 Building $119,900$120,200 Land $28,462 Building $91,738

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1979–1984)
Most Recent ClaimApr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

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