39 Dover Cir, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 39 Dover Cir, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,161 sqft · built 1993
Lot Size	0.689 acres (30,008 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Jul 2023)
Tax Bill	$10,860 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`124-027`

Property Details

APN / Parcel Number

Primary APN	`124-027`
Alternative APNs	`FRAN M:227 L:002` `M:124 L:027`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,161 sqft Living Area
Gross Area	5,894 sqft
Basement Area	1,435 sqft
Unfinished Basement	1,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,008 sqft (0.689 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	124-027
Street Address	39 DOVER CIR
City	FRANKLIN
State	MA
Zip	02038-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	2
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1010
Census Tract	442103

Owner

39 Dover Cir is owned and occupied by an individual who bought it in July 2023.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	39 DOVER CIR, FRANKLIN, MA 02038-4201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Jul 20, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEAN COOPERATIVE BANK
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Aug 30, 2019	Deed of Trust, Mortgage · VA Mortgage ENVOY MORTGAGE LTD
Apr 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Nov 21, 2017	Quit Claim Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD
Jan 31, 2017	Quit Claim Deed, Transfer ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Book / Page	41315 / 127
Transfer Doc	35616-136
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	39 DOVER CIR, FRANKLIN, MA 02038-4201
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039923-514
Date	Oct 4, 2021
Book Page	39923/514
Instrument	127556

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

Interest

Rate Type	Adjustable Rate

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jul 20, 2023
Property Address	39 DOVER CIR, FRANKLIN, MA 02038-4201
Document Number	041315-127
Book / Page	41315 / 127
Instrument Date	Jul 20, 2023
Instrument	46154
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 DOVER CIR, FRANKLIN, MA 02038-4201

Mortgage

Document Number	0000046155
Date	Jul 20, 2023
Instrument	46155

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	39 DOVER CIR, FRANKLIN, MA 02038-4201
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39923-514
Date	Oct 4, 2021
Book Page	39923/514
Instrument	127556

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	39 DOVER CIR, FRANKLIN, MA 02038-4201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37108-396
Date	Aug 30, 2019
Book Page	37108/396
Instrument	77001

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	39 DOVER CIR, FRANKLIN, MA 02038-4201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37784-16
Date	Apr 21, 2020
Book Page	37784/16
Instrument	34795

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	May 1, 2025

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	39 DOVER CIR, FRANKLIN, MA 02038-4201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38315-434
Date	Sep 8, 2020
Book Page	38315/434
Instrument	93255

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Nov 21, 2017
Property Address	39 DOVER CIR, FRANKLIN, MA 02038-4201
Document Number	35616-134
Book / Page	35616 / 134
Instrument	111611
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$88.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 DOVER CIR, FRANKLIN, MA 02038-4201

Mortgage

Document Number	35616-136
Date	Nov 21, 2017
Book Page	35616/136
Instrument	111612

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jan 31, 2017
Property Address	39 DOVER CIR, FRANKLIN, MA 02038-4201
Document Number	34888-559
Book / Page	34888 / 559
Instrument	10154
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	348880562
Date	Jan 31, 2017
Instrument	34888/0562

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 39 Dover Cir was $10,860, down 3.1% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,860.00 (-3.13%)	$934,600 (-1.71%) Land $374,800 Building $559,800	$1,198,425 (+3.49%)
2024	$11,211.00 (+10.93%)	$950,900 (+18.37%) Land $374,800 Building $576,100	$1,158,050
2023	$10,106.00	$803,300 Land $318,500 Building $484,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Dover Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1979–2023)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Oct 2005 · 3 claims Heavy Rains And Flooding, Jul 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Dover Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dover Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures