39 Douw St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 39 Douw St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,974 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Oct 2024)
Tax Bill	$4,713 (2026)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Aug 2023 Sale & Mortgage
APN	`381700 90.62-8-5`

Property Details

APN / Parcel Number

Primary APN	`381700 90.62-8-5`
Alternative APN	`1301870`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,974 sqft Total Area
1st Floor Area	987 sqft
2nd Floor Area	987 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	53.5 ft deep x 25.8 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1301870
Street Address	39 DOUW ST
City	TROY
State	NY
Zip	12180-1203
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU2
Legal Description	2 STY FRM HSE 192-23/WMPT 135
Legal Block	8
Legal Lot Number	5.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2004
Census Tract	40400

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 GRANTS RD, LIBERTY, NY 12754-2640
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Aug 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Prior Sale	Aug 23, 2023 · Amount on Record
Deed Book / Page	10805 / 91
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 25, 2024
Property Address	39 DOUW ST, TROY, NY 12180-1203
Document Number	0108050091
Book / Page	10805 / 91
Instrument Date	Aug 28, 2024
Instrument	2024-648229
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 GRANTS RD, LIBERTY, NY 12754-2640

Mortgage

Document Number	2024648230
Date	Oct 25, 2024
Instrument	2024-648230

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 23, 2023
Property Address	39 DOUW ST, TROY, NY 12180-1203
Document Number	0104650144
Book / Page	10465 / 144
Instrument Date	Jul 1, 2023
Instrument	2023-631374
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MAGOLINA CT, BALLSTON SPA, NY 12020

Mortgage

Document Number	2023631375
Date	Aug 23, 2023
Instrument	2023-631375

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,713.00 (+47.05%)
2025	$3,205.00 (+357.2%)	$64,000 (+6.67%) Land $4,500 Building $59,500	$109,600 (+27.89%) Land $7,706 Building $101,894
2023		$60,000 (-) Land $4,500 Building $55,500	$85,700 (+8.55%) Land $6,427 Building $79,273
2022	$701.00 Homeowner's exemption Senior Citizen's exemption	$60,000 Land $4,500 Building $55,500	$78,947 Land $5,921 Building $73,026

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, Verizon.

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