39 Devitt Rd, Waterford, NY 12188 Property Records

Saratoga County and Waterford Town property record for 39 Devitt Rd, Waterford, NY 12188

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,996 sqft · built 1956
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Mar 2025)
Tax Bill	$4,898 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2021 Line of Credit + 1 more
APN	`415489 285.12-1-10`

Property Details

APN / Parcel Number

Primary APN	`415489 285.12-1-10`
Alternative APNs	`548928501200010100000000` `5 J00832`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,996 sqft Living Area
1st Floor Area	1,996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	200 ft deep x 214 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	49 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5 J00832
Street Address	39 DEVITT RD
City	WATERFORD
State	NY
Zip	12188-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	SARATOGA NY
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1011
Census Tract	62700

Owner

39 Devitt Rd is owned and occupied by an individual who bought it in March 2025.

Source: Saratoga County and Waterford Town records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	39 DEVITT RD, WATERFORD, NY 12188-1003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Jun 30, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2025 · Amount on File
Deed Sale	Mar 6, 2025 · Amount on File
Prior Sale	Aug 1, 2022 · Amount on File
Deed Document Number	20256282
Prior Transfer Date	Sep 9, 2002
Prior Transfer Doc	1623000305
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Aug 1, 2022
Property Address	39 DEVITT RD, WATERFORD, NY 12188-1003
Document Number	0000024856
Instrument Date	Jul 28, 2022
Instrument	2022024856
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 AYERS PL, OCEANSIDE, NY 11572-2636

Mortgage

Document Number	0000024857
Date	Aug 1, 2022
Instrument	2022024857

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	39 DEVITT RD, WATERFORD, NY 12188-1003
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021028442
Date	Aug 10, 2021
Instrument	2021028442

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SARATOGA NY
Recording Date	Jun 30, 2017
Property Address	39 DEVITT RD, WATERFORD, NY 12188-1003
Document Number	0000020410
Instrument Date	Jun 12, 2017
Instrument	20410
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WHITEHALL ST COHOES NY 120473137, COHOES, NY 12047-3137

Mortgage

Document Number	20411
Date	Jun 30, 2017
Instrument	20411

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 39 Devitt Rd was $4,898.

Source: Saratoga County and Waterford Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Waterford Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,898.00	$245,000 Land $58,400 Building $186,600	$355,072 Land $84,638 Building $270,434
2023		$245,000 Land $58,400 Building $186,600	$306,250 Land $73,000 Building $233,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 39 Devitt Rd; there have been 40 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	40 (1979–2018)
Claims Outside the SFHA	1 of 40
Most Recent Claim	Apr 2018 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Jan 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Devitt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WATER WORKS (PURCHASE TROY) serves 9,800 people · EPA ID NY4500173
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: SLICFiber.

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