Bergen County and Oakland Borough property record for 39 Demarest Ave, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 1,104 sqft · built 1958 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Mar 2021) |
| Tax Bill | $11,379 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-03801-0000-00029 |
| Primary APN | 42-03801-0000-00029 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 11,718 sqft (0.269 acres) |
| Lot Dimensions | 175 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4203314000000010 |
|---|---|
| Street Address | 39 DEMAREST AVE |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | 0.269 AC |
| Legal Subdivision | OAKLAND |
| Legal Block | 3801 |
| Legal Lot Number | 29 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 39300 |
39 Demarest Ave is owned and occupied by two individuals who bought it in March 2021.
Source: Bergen County and Oakland Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC |
| Mar 2, 2021 | Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC |
| Nov 6, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on File |
| Deed Sale | Mar 2, 2021 · Amount on File |
| Prior Sale | May 30, 2002 · Amount on File |
| Deed Document Number | 202128847 |
| Deed Book / Page | 3988 / 930 |
| Prior Transfer Date | Dec 8, 2020 |
| Prior Transfer Doc | 0039300460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057320142 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 5732/142 |
| Instrument | 2026012305 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 4, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 2, 2021 |
| Property Address | 39 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Document Number | 0039880930 |
| Book / Page | 3988 / 930 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 2021028847 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | RIDGEVIEW TITLE AND SETTLEMENT, RIDGEVIEW TITLE & SETMNTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,783.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 SPRUCE ST, 14, ELMWOOD PARK, NJ 07407-2733 |
| Name | Verified Name |
|---|---|
| Address | 39 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Document Number | 2021028860 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021028860 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 6, 2019 |
| Property Address | 39 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Document Number | 0033990066 |
| Book / Page | 003399 / 000066 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 75353 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 39 DEMAREST AVE OAKLAND NJ 074362603, OAKLAND, NJ 07436-2603 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 9, 2017 |
| Property Address | 39 DEMAREST AVE, OAKLAND, NJ 07436-2603 |
| Document Number | 0026331061 |
| Book / Page | 002633 / 001061 |
| Instrument Date | Sep 1, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 DEMAREST AVE OAKLAND NJ 074362603, OAKLAND, NJ 07436-2603 |
The 2025 property tax bill for 39 Demarest Ave was $11,379, up 3.2% from the year before.
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,000 (+5.8%) Land $333,200 Building $217,800 | $551,000 (+5.8%) Land $333,200 Building $217,800 | |
| 2025 | $11,379.00 (+3.17%) | $520,800 Land $321,900 Building $198,900 | $520,800 Land $321,900 Building $198,900 |
| 2024 | $11,029.00 | ||
| 2023 | $454,200 Land $275,100 Building $179,100 | $454,200 Land $275,100 Building $179,100 | |
| 2022 | $10,417.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Demarest Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Demarest Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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