39 Dell Rd, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 39 Dell Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 1961
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,000 (Feb 2019)
Tax Bill	$12,913 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-11604-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`19-11604-0000-00020`
Alternative APN	`191160400020`

Interior

Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 100 ft wide

Location & Zoning

Street Address	39 DELL RD
City	STANHOPE
State	NJ
Zip	07874-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	PENNYTON HOMES SEC 06
Legal Block	11604
Legal Lot Number	20
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2007
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 DELL RD, STANHOPE, NJ 07874-2710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 12, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 4, 2019	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Deed Document Number	201910019590
Deed Book / Page	3507 / 570
Prior Transfer Date	Aug 5, 2002
Prior Transfer Doc	0026630051
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	39 DELL RD, STANHOPE, NJ 07874-2710
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101840465
Date	Aug 2, 2022
Book Page	10184/465
Instrument	20220802010230490

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	39 DELL RD, STANHOPE, NJ 07874-2710
Document Number	0097940107
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	ENSURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 DELL RD STANHOPE NJ 078742710, STANHOPE, NJ 07874-2710

Mortgage

Document Number	0097940107
Date	Mar 18, 2020
Book Page	009794/000107
Instrument	57070

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 4, 2019
Property Address	39 DELL RD, STANHOPE, NJ 07874-2710
Document Number	0035070570
Book / Page	003507 / 000570
Instrument Date	Feb 1, 2019
Instrument	19590
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 DELL RD STANHOPE NJ 078742710, STANHOPE, NJ 07874-2710

Mortgage

Document Number	96750409
Date	Feb 4, 2019
Book Page	009675/000409
Instrument	19600

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	39 DELL RD, STANHOPE, NJ 07874-2710
Document Number	0095590136
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 DELL RD STANHOPE NJ 078742710, STANHOPE, NJ 07874-2710

Mortgage

Document Number	0095590136
Date	Dec 8, 2017
Book Page	009559/000136
Instrument	267180

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,200 (+76.9%) Land $190,800 Building $299,400	$490,200 (+76.9%) Land $190,800 Building $299,400
2025	$12,913.00 (+7.3%)	$277,100 (+3.94%) Land $118,200 Building $158,900	$277,100 (+3.94%) Land $118,200 Building $158,900
2024	$12,034.00 (+4.4%)
2023		$266,600 Land $118,200 Building $148,400	$266,600 Land $118,200 Building $148,400
2022	$11,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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