39 Dearborn St, #41, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 39 Dearborn St, #41, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,432 sqft · built 2020
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Mar 2021)
Tax Bill	$5,129 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:03730 P:0023`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:03730 P:0023`
Alternative APN	`37300023`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	37300023
Street Address	39 DEARBORN ST, 41
City	SPRINGFIELD
State	MA
Zip	01109-2703
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4000
Census Tract	801700

Owner

39 Dearborn St, #41 is owned and occupied by two individuals who bought it in March 2021.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 DEARBORN ST, 41, SPRINGFIELD, MA 01109-2703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jun 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROMAN SHTEFAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	Nov 13, 2009 · Amount on File
Deed Document Number	202120715
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 26, 2021
Property Address	39 DEARBORN ST, SPRINGFIELD, MA 01109-2703
Document Number	023788-334
Book / Page	23788 / 334
Instrument Date	Mar 26, 2021
Instrument	20715
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 BONNEY LN APT 30, 30, MANSFIELD, MA 02048-3040

Mortgage

Document Number	0000020716
Date	Mar 26, 2021
Instrument	20716

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	39 DEARBORN ST, SPRINGFIELD, MA 01109-2703
Document Number	23248-240
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BRIEN ST AGAWAM MA 010011607, AGAWAM, MA 01001-1607

Mortgage

Document Number	23248-240
Date	Jun 8, 2020
Book Page	023248/000240
Instrument	29328

Lender

Name	ROMAN SHTEFAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 39 Dearborn St, #41 was $5,129.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,129.00	$327,100 Land $30,000 Building $297,100
2023	$4,912.00	$288,100 Land $27,300 Building $260,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 39 Dearborn St, #41 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Dearborn St, #41 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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