Dutchess County and Fishkill Town property record for 39 Cumberland Rd, Fishkill, NY 12524
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1962 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Sep 2015) |
| Tax Bill | $5,591 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 133089-6256-11-707620-0000 |
| Primary APN | 133089-6256-11-707620-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 960 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 800 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Covered Porch |
|---|---|
| Porch Area | 344 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06707620 |
|---|---|
| Street Address | 39 CUMBERLAND RD |
| City | FISHKILL |
| State | NY |
| Zip | 12524-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 0.26 AC (C) |
| Legal Subdivision | DUTCHESS PK SEC 3 |
| Legal Block | 11 |
| Legal Lot Number | 707 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | FISHKILL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 60301 |
Source: Dutchess County and Fishkill Town records · APN 133089-6256-11-707620-0000
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 CUMBERLAND RD, FISHKILL, NY 12524-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Nov 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 2015 · Amount on Record |
| Deed Sale | Sep 04, 2015 · Amount on Record |
| Deed Book / Page | 22015 / 5570 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 39 CUMBERLAND RD, FISHKILL, NY 12524-1438 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000051163 |
|---|---|
| Date | May 01, 2024 |
| Instrument | 51163 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 39 CUMBERLAND RD, FISHKILL, NY 12524-1438 |
| Document Number | 0000006917 |
| Instrument Date | Nov 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 39 CUMBERLAND RD FISHKILL NY 125241438, FISHKILL, NY 12524-1438 |
| Document Number | 0000006917 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 6917 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Dec 18, 2026 |
Source: Dutchess County and Fishkill Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Fishkill Town |
| Unified School District | Wappingers Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,591.00 (+11.02%) | $304,500 (+14.22%) Land $101,600 Building $202,900 | $304,500 (+14.22%) Land $101,600 Building $202,900 |
| 2023 | $266,600 (+10.48%) Land $92,400 Building $174,200 | $266,600 (+10.48%) Land $92,400 Building $174,200 | |
| 2022 | $241,300 Land $84,000 Building $157,300 | $241,300 Land $84,000 Building $157,300 | |
| 2020 | $5,036.00 |
Source: FEMA National Flood Hazard Layer as of July 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Based on FCC filings for 194 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BRINKERHOFF WATER DISTRICT serves 3,788 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021) action level 15 ppb |
| Water Quality | Failure to filter resolved · Mar 2012 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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