Schenectady County and Schenectady City property record for 39 Cromer Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,169 sqft · built 1910 |
| Lot Size | 0.259 acres (11,316 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,250 (Apr 2004) |
| Tax Bill | $5,590 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.31-1-8 |
| Primary APN | 421500 60.31-1-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,169 sqft Living Area |
| 1st Floor Area | 668 sqft |
| Upper Floors Area | 501 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Lot Area | 11,316 sqft (0.259 acres) |
| Lot Dimensions | 92 ft deep x 123 ft wide |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 250 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 39 CROMER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | TO 454,424,425 PTS OF 1 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 21801 |
39 Cromer Ave is owned and occupied by an individual who bought it in April 2004.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 CROMER AVE, SCHENECTADY, NY 12304-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2004 · Amount on File |
| Deed Sale | Apr 29, 2004 · Amount on File |
| Deed Book / Page | 1677 / 65 |
| Prior Transfer Date | Jul 11, 2003 |
| Prior Transfer Doc | 1655000529 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 39 Cromer Ave was $5,590 with a veteran's exemption, down 4.3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,590.00 (-4.31%) Veteran's exemption | ||
| 2025 | $5,842.00 | $110,200 Land $16,500 Building $93,700 | $182,481 Land $27,322 Building $155,159 |
| 2023 | $110,200 (-) Land $16,500 Building $93,700 | $139,494 (+3.8%) Land $20,886 Building $118,608 | |
| 2022 | $110,200 Land $16,500 Building $93,700 | $134,390 Land $20,122 Building $114,268 | |
| 2021 | $4,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Cromer Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 39 Cromer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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