39 County Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 39 County Rd, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,160 sqft · built 1954
Lot Size	0.872 acres (38,002 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,337 (2025)
Deeds & Mortgages	Jul 2023 Transfer Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00083 B:00050 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00083 B:00050 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	3,446 sqft
Basement Area	896 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,002 sqft (0.872 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39 COUNTY RD
City	ANDOVER
State	MA
Zip	01810-6246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRC
Legal Block	50
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2031
Census Tract	254301

Owner

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 COUNTY RD, ANDOVER, MA 01810-6246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit MERRIMAC VLY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 6, 2023
Transfer Doc	0000128874
Record Updated	Sep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jul 10, 2023
Property Address	39 COUNTY RD, ANDOVER, MA 01810-6246
Document Number	0000128874
Instrument Date	Jul 6, 2023
Instrument	128874
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 COUNTY RD, ANDOVER, MA 01810-6246

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	39 COUNTY RD, ANDOVER, MA 01810-6246
Document Number	0000122672
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 COUNTY RD ANDOVER MA 018106246, ANDOVER, MA 01810-6246

Mortgage

Document Number	0000122672
Date	Aug 12, 2020
Instrument	122672

Lender

Name	MERRIMAC VLY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 11, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,337.00	$667,500 (+3.12%) Land $377,000 Building $290,500	$976,695
2024	$8,337.00 (+4.67%)	$647,300 (+11.01%) Land $367,800 Building $279,500
2023	$7,965.00	$583,100 Land $331,400 Building $251,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1987–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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