39 Cottage St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 39 Cottage St, Athol, MA 01331 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Triplex
Bedrooms3 Beds
Bathrooms3 Baths
Architecture StyleOther
Year BuiltBuilt 1880
Square Footage3,704 sqft Living Area
Lot Size5,800 sqft (0.133 acres)
Last Sale$162,000 (2022)
Tax Bill$3,615.00 (2025)

Property Details

APN / Parcel Number

Primary APNATHO M:00030 B:00422 L:00000
Alternative APN
  • 2609

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Units3 Units
Building Area3,704 sqft Living Area
Gross Area6,008 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,800 sqft (0.133 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number2609
Street Address39 COTTAGE ST
CityATHOL
StateMA
Zip01331-2303
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Triplex
Legal Block422
JurisdictionATHOL MA
Minor Civil DivisionATHOL
Census Blockgroup2
Census Block2018
Census Tract703100

Owner

Source: Worcester County and Athol Town records · APN ATHO M:00030 B:00422 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1141, GARDNER, MA 01440-6141
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2023Deed of Trust, Mortgage · Line of Credit
SHAWN FLOODY
Feb 21, 2023Deed of Trust, Mortgage · Stand Alone Refinance
NP INC
Sep 04, 2024Deed of Trust, Mortgage · Commercial Mortgage
WEBSTER FIRST FEDERAL CREDIT UNION
Sep 04, 2024Deed of Trust, Mortgage · Commercial Mortgage
FIRST FEDERAL CREDIT UNION
Feb 11, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
QS LENDING T

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Feb 11, 2022
  • Deed Sale Price on Feb 11, 2022
  • Prior Sale Amount on May 02, 2005
Deed Book / Page67106 / 231
Transfer Doc4839000335
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address39 COTTAGE ST, ATHOL, MA 01331-2303
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070014-125
DateDec 19, 2023
Book Page70014/125
Instrument106207
Lender
NameSHAWN FLOODY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address39 COTTAGE ST, ATHOL, MA 01331-2303
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number068845-184
DateFeb 21, 2023
Book Page68845/184
Instrument14519
Lender
NameNP INC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address39 COTTAGE ST, ATHOL, MA 01331-2303
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008368-251
DateSep 04, 2024
Book Page8368/251
Instrument8156
Lender
NameWEBSTER FIRST FEDERAL CREDIT UNION
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address39 COTTAGE ST, ATHOL, MA 01331-2303
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070984-369
DateSep 04, 2024
Book Page70984/369
Instrument71845
Lender
NameFIRST FEDERAL CREDIT UNION
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionATHOL MA
Recording DateFeb 11, 2022
Property Address39 COTTAGE ST, ATHOL, MA 01331-2303
Document Number067106-231
Book / Page67106 / 231
Instrument DateFeb 11, 2022
Instrument17051
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 PLEASANT ST, GARDNER, MA 01440-2928

Mortgage

Document Number0000017052
DateFeb 11, 2022
Instrument17052
Lender
NameQS LENDING T
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Athol Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionAthol Town
Unified School DistrictAthol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,615.00 (+9.85%)$284,400 (+10.88%) Land $46,600 Building $237,800
2024$3,291.00 (-2.2%)$256,500 (+7.01%) Land $46,600 Building $209,900
2023$3,365.00$239,700 Land $33,800 Building $205,900

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