Somerset County and St. Albans Town property record for 39 Cotta Ln, Saint Albans, ME 04971
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,900 (Oct 2011) |
| Tax Bill | $1,457 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| APN | SALB M:023 L:063 |
| Primary APN | SALB M:023 L:063 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Account Number | 1284 |
|---|---|
| Street Address | 39 COTTA LN |
| City | SAINT ALBANS |
| State | ME |
| Zip | 04971-7060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 63 |
| Jurisdiction | SAINT ALBANS ME |
| Township / Civil Division | ST. ALBANS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 965700 |
Source: Somerset County and St. Albans Town records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 COTTA LN, SAINT ALBANS, ME 04971-7060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2011 · Amount on Record |
| Deed Sale | Oct 4, 2011 · Amount on Record |
| Deed Document Number | 201113186 |
| Deed Book / Page | 4447 / 177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT ALBANS ME |
| Recording Date | Sep 28, 2026 |
| Property Address | 39 COTTA LN, SAINT ALBANS, ME 04971-7060 |
| Document Number | 0000011190 |
| Book / Page | 6482 / 280 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202611190 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 39 COTTA LN, SAINT ALBANS, ME 04971-7060 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011190, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 6482/280 |
| Instrument | 202611190 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2066 |
| Max Rate | -1% |
|---|
Source: Somerset County and St. Albans Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Somerset County |
| County Subdivision | St. Albans Town |
| Unified School District | Regional School Unit 19 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,457.00 (+41.18%) | $118,000 (+91.56%) Land $116,500 Building $1,500 |
| 2022 | $1,032.00 | $61,600 Land $60,100 Building $1,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2008–2023) |
| Most Recent Claim | Jun 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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