Albany County and Colonie Town property record for 39 Cordell Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1970 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Jun 2018) |
| Tax Bill | $3,939 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.6-2-16 |
| Primary APN | 012689 16.6-2-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600600020160000000 |
|---|---|
| Street Address | 39 CORDELL RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT N-40 E-37 S-31-17 |
| Legal Subdivision | SCHENECTADY GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 13803 |
39 Cordell Rd is owned and occupied by an individual who bought it in June 2018.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 CORDELL RD, SCHENECTADY, NY 12304-4535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2018 | Grant Deed, Transfer SEFCU |
| Jun 27, 2018 | Grant Deed, Transfer · Conventional with PMI SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on File |
| Deed Sale | Jun 27, 2018 · Amount on File |
| Prior Sale | Oct 24, 2014 · Amount on File |
| Deed Document Number | 201814174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 27, 2018 |
| Property Address | 39 CORDELL RD, SCHENECTADY, NY 12304-4535 |
| Document Number | 0020184174 |
| Book / Page | 002018 / 014174 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 14176 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 CORDELL RD SCHENECTADY NY 123044535, SCHENECTADY, NY 12304-4535 |
| Document Number | 14176 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 14176 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 27, 2018 |
| Property Address | 39 CORDELL RD, SCHENECTADY, NY 12304-4535 |
| Document Number | 0000014174 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 14174 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $624.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 MADISON AVE #2W ALBANY NY 122082248, 2W, ALBANY, NY 12208-2248 |
| Document Number | 14175 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 14175 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2048 |
| Document Number | 14176, |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 14176 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 39 Cordell Rd was $3,939, down 5.3% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,939.00 (-5.31%) | ||
| 2025 | $4,160.00 | $84,300 Land $16,800 Building $67,500 | $192,900 Land $38,443 Building $154,457 |
| 2023 | $84,300 (-) Land $16,800 Building $67,500 | $165,300 (+9.32%) Land $32,942 Building $132,358 | |
| 2022 | $84,300 Land $16,800 Building $67,500 | $151,211 Land $30,135 Building $121,076 | |
| 2021 | $3,697.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Cordell Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Cordell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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