39 Concord Ave, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 39 Concord Ave, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	2,040 sqft · built 1924
Lot Size	0.131 acres (5,702 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2004)
Tax Bill	$16,111 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00049-05-00599`

Property Details

APN / Parcel Number

Primary APN	`11-00049-05-00599`
Alternative APNs	`1100049000500599` `01110`

Interior

Stories	2 Stories
Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	5,702 sqft (0.131 acres)
Lot Dimensions	114 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	01110
Street Address	39 CONCORD AVE
City	MAPLEWOOD
State	NJ
Zip	07040-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-4
Legal Description	50X114
Legal Subdivision	TOWNSHIP/MAPLEWOOD
Legal Block	49.5
Legal Lot Number	599
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	3
Census Block	3009
Census Tract	19700

Owner

39 Concord Ave is owned and occupied by two individuals who bought it in November 2004.

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 CONCORD AVE, MAPLEWOOD, NJ 07040-3209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Aug 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2004 · Amount on File
Deed Sale	Nov 30, 2004 · Amount on File
Prior Sale	Nov 30, 2004 · Amount on File
Deed Book / Page	6130 / 855
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	39 CONCORD AVE, MAPLEWOOD, NJ 07040-3209
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	CYPRESS LAKES TITLE, CYPRESS ASCENDANT TTL SVCS L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069943
Date	Nov 21, 2023
Instrument	2023069943

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	39 CONCORD AVE, MAPLEWOOD, NJ 07040-3209
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121850
Date	Dec 7, 2020
Instrument	2020121850

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2045

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 30, 2019
Property Address	39 CONCORD AVE, MAPLEWOOD, NJ 07040-3209
Instrument Date	Aug 15, 2019
Instrument	82037
Transaction Type	Construction Loan
Record Updated	Sep 20, 2019
Title Company	RES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CONCORD AVE MAPLEWOOD NJ 070403209, MAPLEWOOD, NJ 07040-3209

Mortgage

Document Number	0000082037
Date	Aug 30, 2019
Instrument	82037

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 39 Concord Ave was $16,111, up 3.8% from the year before.

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,000 (-) Land $247,200 Building $423,800	$671,000 (-) Land $247,200 Building $423,800
2025	$16,111.00 (+3.81%)	$671,000 Land $247,200 Building $423,800	$671,000 Land $247,200 Building $423,800
2024	$15,520.00
2023		$475,000 Land $166,700 Building $308,300	$475,000 Land $166,700 Building $308,300
2022	$16,748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Concord Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39 Concord Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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