39 Compass Pt, Moneta, VA 24121 Property Records

Franklin County property record for 39 Compass Pt, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,030 sqft · built 2013
Lot Size	0.463 acres (20,168 sqft)
Owner	Individual Name on File
Tax Bill	$8,985 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 14-030 00`

Property Details

APN / Parcel Number

Primary APN	`048 14-030 00`
Alternative APN	`38951`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,030 sqft Living Area
Gross Area	5,250 sqft
1st Floor Area	2,624 sqft
Basement Area	2,624 sqft
Finished Basement	2,000 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2018
Exterior Material	EIFS / Synthetic Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,168 sqft (0.463 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	633 sqft
Deck Area	96 sqft
Patio Area	679 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	1,296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	38951
Street Address	39 COMPASS PT
City	MONETA
State	VA
Zip	24121-3499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COMPASS COVE LOT 30
Legal Subdivision	COMPASS COV
Legal Lot Number	30
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3002
Census Tract	20104

Owner

Source: Franklin County records · APN 048 14-030 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39 COMPASS PT, MONETA, VA 24121-3499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 29, 2005
Transfer Doc	00086202027
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	39 COMPASS PT, MONETA, VA 24121-3499
Transaction Type	Mortgage
Record Updated	Oct 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011701495
Date	Sep 17, 2021
Book Page	1170/1495
Instrument	210008723

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Oct 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7%
Index	Other
Max Rate	7%

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,985.00 (+28.52%)	$2,089,600 (+82.31%) Land $310,000 Building $1,779,600	$2,089,600 (+82.31%) Land $310,000 Building $1,779,600
2023	$6,991.00	$1,146,200 (-) Land $305,000 Building $841,200	$1,146,200 (-) Land $305,000 Building $841,200
2022		$1,146,200 Land $305,000 Building $841,200	$1,146,200 Land $305,000 Building $841,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), as of January 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510670201043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
SML Wireless Fixed Wireless	1,000 / 100
Shenandoah Telecommunications Company Cable	1,000 / 50

May also be available: ZiTEL.

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA2770900, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.