39 Collins Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 39 Collins Ave, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,166 sqft · built 1971
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Jan 2022)
Tax Bill	$13,429 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-05405-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`48-05405-0000-00029`
Alternative APN	`480540500029`

Interior

Stories	2 Stories
Building Area	2,166 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	39 COLLINS AVE
City	RAMSEY
State	NJ
Zip	07446-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.287AC
Legal Block	5405
Legal Lot Number	29
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1007
Census Tract	44201

Owner

39 Collins Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 COLLINS AVE, RAMSEY, NJ 07446-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Aug 31, 1992 · Amount on File
Deed Document Number	2022577
Deed Book / Page	4517 / 1652
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 3, 2022
Property Address	39 COLLINS AVE, RAMSEY, NJ 07446-2632
Document Number	0045171652
Book / Page	4517 / 1652
Instrument Date	Nov 4, 2021
Instrument	2022000577
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,431.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 BREAKNECK RD UNIT 1134, 177, HIGHLAND LAKES, NJ 07422-7055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 COLLINS AVE, RAMSEY, NJ 07446-2632

Mortgage

Document Number	2022000578
Date	Jan 3, 2022
Instrument	2022000578

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 39 Collins Ave was $13,429, down 13.7% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,800 (+1.93%) Land $325,900 Building $338,900	$664,800 (+1.93%) Land $325,900 Building $338,900
2025	$13,429.00 (-13.7%)	$652,200 Land $316,400 Building $335,800	$652,200 Land $316,400 Building $335,800
2024	$15,560.00
2023		$551,400 Land $305,400 Building $246,000	$551,400 Land $305,400 Building $246,000
2022	$14,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Collins Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Collins Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20