39 Clark St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 39 Clark St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,487 sqft · built 1930
Lot Size	0.124 acres (5,397 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,900 (Sep 2014)
Tax Bill	$5,936 (2025)
Deeds & Mortgages	Sep 2021 Refinance Feb 2023 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`B:105 L:420 S:004`

Property Details

APN / Parcel Number

Primary APN	`B:105 L:420 S:004`
Alternative APN	`LYNN M:105 B:420 L:004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,487 sqft Living Area
Gross Area	2,632 sqft
Basement Area	747 sqft
Unfinished Basement	747 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,397 sqft (0.124 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	39 CLARK ST
City	LYNN
State	MA
Zip	01902-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	420
Legal Lot Number	4
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2008
Census Tract	206400

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 CLARK ST, LYNN, MA 01902-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU
Feb 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit ST JEANS CU
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit ST JEANS CU
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit ST JEANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2014 · Amount on Record
Deed Sale	Sep 29, 2014 · Amount on Record
Prior Sale	Jan 18, 2006 · Amount on Record
Deed Book / Page	33571 / 216
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	39 CLARK ST, LYNN, MA 01902-1116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00040326-1
Date	Sep 29, 2021
Book Page	40326/1
Instrument	20210929001450

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	39 CLARK ST, LYNN, MA 01902-1116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041444-505
Date	Feb 21, 2023
Book Page	41444/505
Instrument	20230221000950

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	39 CLARK ST, LYNN, MA 01902-1116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040326-81
Date	Sep 29, 2021
Book Page	40326/81
Instrument	20210929001530

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	39 CLARK ST, LYNN, MA 01902-1116
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40326-1
Date	Sep 29, 2021
Book Page	40326/1
Instrument	20210929001450

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	39 CLARK ST, LYNN, MA 01902-1116
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40326-81
Date	Sep 29, 2021
Book Page	40326/81
Instrument	20210929001530

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	39 CLARK ST, LYNN, MA 01902-1116
Document Number	38361-590
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CLARK ST LYNN MA 019021116, LYNN, MA 01902-1116

Mortgage

Document Number	38361-590
Date	Mar 24, 2020
Book Page	038361/000590
Instrument	24003620

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	39 CLARK ST, LYNN, MA 01902-1116
Document Number	36138-597
Book / Page	036138 / 000597
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36138-597
Date	Aug 30, 2017
Book Page	036138/000597
Instrument	1708300057

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	39 CLARK ST, LYNN, MA 01902-1116
Document Number	35725-48
Book / Page	035725 / 000048
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35725-48
Date	Mar 9, 2017
Book Page	035725/000048
Instrument	1703090015

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,936.00 (+6.4%)	$573,000 (+8.15%) Land $207,500 Building $365,500	$530,670
2024	$5,579.00 (+7.54%)	$529,800 (+13.86%) Land $195,100 Building $334,700
2023	$5,188.00	$465,300 Land $192,500 Building $272,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2001–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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