Bergen County and Ramsey Borough property record for 39 Christopher St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,216 sqft · built 1925 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Jan 2024) |
| Tax Bill | $10,355 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04807-0000-00002 |
| Primary APN | 48-04807-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 95 ft deep x 103 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 39 CHRISTOPHER ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.225AC |
| Legal Subdivision | CLARKS & CHRISTOPHER |
| Legal Block | 4807 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records · APN 48-04807-0000-00002
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 CHRISTOPHER ST, RAMSEY, NJ 07446-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed, Transfer CARNEGIE TITLE LLC |
| Mar 02, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on Record |
| Deed Sale | Jan 18, 2024 · Amount on Record |
| Prior Sale | Mar 02, 2018 · Amount on Record |
| Deed Document Number | 20243659 |
| Deed Book / Page | 5161 / 1853 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 18, 2024 |
| Property Address | 39 CHRISTOPHER ST, RAMSEY, NJ 07446-1932 |
| Document Number | 0051611853 |
| Book / Page | 5161 / 1853 |
| Instrument Date | Jan 03, 2024 |
| Instrument | 2024003659 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 CHRISTOPHER ST, RAMSEY, NJ 07446-1932 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 39 CHRISTOPHER ST, RAMSEY, NJ 07446-1932 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 02, 2018 |
| Property Address | 39 CHRISTOPHER ST, RAMSEY, NJ 07446-1932 |
| Document Number | 0028772381 |
| Book / Page | 2877 / 2381 |
| Instrument Date | Feb 07, 2018 |
| Instrument | 00018-015729 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 CHRISTOPHER ST, RAMSEY, NJ 07446-1932 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,000 (+48.74%) Land $283,800 Building $464,200 | $748,000 (+48.74%) Land $283,800 Building $464,200 | |
| 2025 | $10,355.00 (-9.1%) | $502,900 (+24.57%) Land $283,800 Building $219,100 | $502,900 (+24.57%) Land $283,800 Building $219,100 |
| 2024 | $11,392.00 (+7.58%) | ||
| 2023 | $403,700 (-) Land $241,900 Building $161,800 | $403,700 (-) Land $241,900 Building $161,800 | |
| 2022 | $10,589.00 (+1.17%) | $403,700 Land $241,900 Building $161,800 | $403,700 Land $241,900 Building $161,800 |
| 2021 | $10,467.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 373 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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