39 Cherry St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 39 Cherry St, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 2000
Square Footage1,800 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
Last Sale$210,000 (2022)
Tax Bill$5,212.00 (2025)

Property Details

APN / Parcel Number

Primary APN361200 300.5-1-3
Alternative APNs
  • 120030000500010030000000
  • 3911 0414

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,800 sqft Living Area
1st Floor900 sqft 1st Floor
2nd Floor900 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2000
Architectural StyleTraditional Style
Exterior MaterialComposition/Composite Exterior
Lot Area7,841 sqft (0.18 acres)
Depth X Width141 ft x 54 ft Depth x Width
Porch Area140 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3911 0414
Street Address39 CHERRY ST
CityONEONTA
StateNY
Zip13820-1754
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number3.000
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup2
Census Block2020
Census Tract591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.5-1-3

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address23 PEARL ST, ONEONTA, NY 13820-1261
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2022Warranty Deed, Transfer · Stand Alone First Mortgage
COMMUNITY BANK NA
Aug 20, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Oct 03, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2022 · Amount on Record
Deed SaleNov 21, 2022 · Amount on Record
Prior SaleAug 20, 2019 · Amount on Record
Deed Doc Number20226390
Record RefreshedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateNov 21, 2022
Property Address39 CHERRY ST, ONEONTA, NY 13820-1754
Document Number0000000390
Instrument DateNov 21, 2022
Instrument2022-6390
Transaction TypeTransfer
Record UpdatedDec 13, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 PEARL ST, ONEONTA, NY 13820-1261

Mortgage

Document Number0000000391
DateNov 21, 2022
Instrument2022-6391
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateAug 20, 2019
Property Address39 CHERRY ST, ONEONTA, NY 13820-1754
Document Number0000003730
Instrument DateAug 14, 2019
Instrument3730
Transaction TypeTransfer
Record UpdatedSep 06, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$548.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address671 POMEROY RD FRANKLIN NY 137752613, FRANKLIN, NY 13775-2613

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateOct 03, 2018
Property Address39 CHERRY ST, ONEONTA, NY 13820-1754
Document Number0000004761
Instrument DateOct 01, 2018
Instrument4761
Transaction TypeTransfer
Record UpdatedDec 11, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 EMMONS HILL RD ONEONTA NY 138203732, ONEONTA, NY 13820-3732

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,212.00$137,700 (+0.51%) Land $17,600 Building $120,100$193,944 (+14.67%) Land $24,789 Building $169,155
2023$137,000 Land $16,900 Building $120,100$169,136 Land $20,864 Building $148,272

Flood & Wildfire

39 Cherry St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Cherry St

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