39 Chenango St, Binghamton, NY 13901 Property Records

Broome County and Binghamton City property record for 39 Chenango St, Binghamton, NY 13901

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	37,324 sqft · built 1985
Lot Size	0.47 acres (20,473 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Mar 2017)
Tax Bill	$112,349 (2026)
Deeds & Mortgages	May 2022 Mortgage Dec 2020 Sale + 6 more
APN	`030200 160.41-1-10`

Property Details

APN / Parcel Number

Primary APN	`030200 160.41-1-10`
Alternative APNs	`020016004100010100000000` `00000900060`

Interior

Stories	4 Stories
Building Area	37,324 sqft Gross Area
Basement Area	5,991 sqft
Unfinished Basement	5,991 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	197 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000900060
Street Address	39 CHENANGO ST
City	BINGHAMTON
State	NY
Zip	13901-2901
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	YES
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	2
Census Block	2018
Census Tract	1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Court Street Historic District listed 1984 · 88 contributing resources · NRIS 84002066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	925 LONG RIDGE RD, STAMFORD, CT 06902-1104
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage WESTFIELD BANK FSB
Dec 23, 2020	Grant Deed, Transfer ATTORNEY ONLY
Sep 20, 2019	Trustee's Deed, Construction Loan · Construction Mortgage SNCO CAP LLC
Sep 10, 2019	Loan Modification, Mortgage SNCO CAP LLC
Jun 6, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CHENANGO LOFTS LLC
Jun 6, 2018	Trustee's Deed, Construction Loan · Line of Credit ACCOLEND LLC
May 30, 2018	Loan Modification, Mortgage · Line of Credit ACCOLEND LLC
Mar 9, 2017	Warranty Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2017 · Amount on Record
Deed Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	20176400
Deed Book / Page	2518 / 373
Prior Transfer Date	Feb 17, 2000
Prior Transfer Doc	1924000472
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	39 CHENANGO ST, BINGHAMTON, NY 13901-2901
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 LONG RIDGE RD, STAMFORD, CT 06902-1104

Mortgage

Document Number	004080/245
Date	May 5, 2022
Book Page	4080/245
Instrument	202200012172

Lender

Name	WESTFIELD BANK FSB
Type	Bank
Address	WESTFIELD, MA 01085

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BROOME NY
Recording Date	Dec 23, 2020
Property Address	39 CHENANGO ST, BINGHAMTON, NY 13901-2901
Document Number	0026390513
Book / Page	002639 / 000513
Instrument Date	Dec 15, 2020
Instrument	28196
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$26,400.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	925 HIGH RIDGE RD STAMFORD CT 06905, STAMFORD, CT 06905

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BROOME NY
Recording Date	Sep 20, 2019
Property Address	39 CHENANGO ST, BINGHAMTON, NY 13901-2901
Document Number	0039270603
Book / Page	003927 / 000603
Instrument Date	Sep 10, 2019
Instrument	27663
Transaction Type	Construction Loan
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 STROPKOV CT #201 MONROE NY 109503896, 201, MONROE, NY 10950-3896

Mortgage

Document Number	39270603
Date	Sep 20, 2019
Book Page	003927/000603
Instrument	27663

Lender

Name	SNCO CAP LLC
Address	40 PENN ST, BROOKLYN, NY 11249-7809

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 19, 2020

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROOME NY
Property Address	39 CHENANGO ST, BINGHAMTON, NY 13901-2901
Document Number	0039270627
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 STROKPOV CT #201 MONROE NY 10950, 201, MONROE, NY 10950

Mortgage

Document Number	0039270627
Date	Sep 20, 2019
Book Page	003927/000627
Instrument	27664

Lender

Name	SNCO CAP LLC
Address	40 PENN ST, BROOKLYN, NY 11249-7809

Agreement

Amount	Amount Recorded

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BROOME NY
Recording Date	Jun 6, 2018
Property Address	39 CHENANGO ST, BINGHAMTON, NY 13901-2901
Document Number	0001810660
Book / Page	000181 / 000660
Instrument Date	May 30, 2018
Instrument	14708
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1086 TEANECK RD #3G TEANECK NJ 076664855, 3G, TEANECK, NJ 07666-4855

Mortgage

Document Number	14708
Date	Jun 6, 2018
Instrument	14708

Lender

Name	CHENANGO LOFTS LLC
Address	6 STROPKOV CT # 201, MONROE, NY 10950-3896

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BROOME NY
Recording Date	Jun 6, 2018
Property Address	39 CHENANGO ST, BINGHAMTON, NY 13901-2901
Document Number	0038681447
Book / Page	003868 / 001447
Instrument Date	May 30, 2018
Instrument	14705
Transaction Type	Construction Loan
Record Updated	Aug 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 STROPKOV CT #201 MONROE NY 109503896, 201, MONROE, NY 10950-3896

Mortgage

Document Number	38681447
Date	Jun 6, 2018
Book Page	003868/001447
Instrument	14705

Lender

Name	ACCOLEND LLC
Address	1086 TEANECK RD # 3G, TEANECK, NJ 07666-4855

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 5, 2019

Interest

Rate Type	Adjustable Rate

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROOME NY
Property Address	39 CHENANGO ST, BINGHAMTON, NY 13901-2901
Document Number	0038690001
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 STROPKOV CT #201 MONROE NY 109503896, 201, MONROE, NY 10950-3896

Mortgage

Document Number	0038690001
Date	Jun 6, 2018
Book Page	003869/000001
Instrument	14707

Lender

Name	ACCOLEND LLC
Address	1086 TEANECK RD # 3G, TEANECK, NJ 07666-4855

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Mar 9, 2017
Property Address	39 CHENANGO ST, BINGHAMTON, NY 13901-2901
Document Number	0025180373
Book / Page	002518 / 000373
Instrument Date	Feb 17, 2017
Instrument	6400
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 351 MONROE NY 109490351, MONROE, NY 10949-0351

Mortgage

Document Number	38111474
Date	Mar 9, 2017
Book Page	003811/001474
Instrument	6401

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$112,349.00
2025		$1,130,000 (-) Land $175,100 Building $954,900	$2,156,500 (+10.69%) Land $334,162 Building $1,822,338
2024		$1,130,000 (-) Land $175,100 Building $954,900	$1,948,276 (+8.62%) Land $301,897 Building $1,646,379
2023		$1,130,000 Land $175,100 Building $954,900	$1,793,651 Land $277,937 Building $1,515,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (2002–2017)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Empire Long Distance.

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