39 Central Ave, Oakville, CT 06779 Property Records

Watertown Town property record for 39 Central Ave, Oakville, CT 06779

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,833 sqft · built 1953
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2012)
Tax Bill	$5,879 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2022 Mortgage
APN	`WATE M:133 B:218 L:15`

Property Details

APN / Parcel Number

Primary APN	`WATE M:133 B:218 L:15`
Alternative APNs	`WTWN M:133 B:218 L:15` `1352`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,833 sqft Living Area
Gross Area	4,745 sqft
1st Floor Area	1,395 sqft
Basement Area	1,095 sqft
Unfinished Basement	920 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1352
Street Address	39 CENTRAL AVE
City	OAKVILLE
State	CT
Zip	06779-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Block	218
Legal Lot Number	15
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	6
Census Block	6006
Census Tract	360400

Owner

39 Central Ave is owned and occupied by an individual who bought it in May 2012.

Source: Watertown Town records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	39 CENTRAL AVE, OAKVILLE, CT 06779-2132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Jun 6, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2012 · Amount on File
Deed Sale	May 23, 2012 · Amount on File
Deed Book / Page	1799 / 190
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Recording Date	Jun 30, 2026
Property Address	39 CENTRAL AVE, OAKVILLE, CT 06779-2132
Document Number	0000144108
Book / Page	2393 / 173
Instrument Date	Jun 20, 2026
Instrument	2026144108
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CENTRAL AVE, OAKVILLE, CT 06779-2132
Investor	Possibly a Property Investor

Mortgage

Document Number	0000144108,
Date	Jun 30, 2026
Book Page	2393/173
Instrument	2026144108

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.85%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	39 CENTRAL AVE, WATERTOWN, CT 06779-2132
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002249-14
Date	Jun 6, 2022
Book Page	2249/14
Instrument	130511

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 39 Central Ave was $5,879.

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,879.00	$195,720 Land $44,170 Building $151,550	$137,004 Land $30,919 Building $106,085
2024	$5,879.00 (+14.24%)
2023	$5,146.00 (+5.49%)	$139,600 (-) Land $45,100 Building $94,500
2022	$4,878.00	$139,600 Land $45,100 Building $94,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 39 Central Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATER & SEWER AUTHORITY serves 9,972 people · EPA ID CT1530021
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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