39 Cedar St, Central Islip, NY 11722 Property Records

Suffolk County and Islip Town property record for 39 Cedar St, Central Islip, NY 11722

Property Summary

Property TypeSingle Family Home
Details1,129 sqft · built 1994
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (May 2018)
Tax Bill$9,526 (2024)
Deeds & MortgagesJan 2020 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN472889 164.-2-98.6

Property Details

APN / Parcel Number

Primary APN472889 164.-2-98.6
Alternative APNs
  • 0500-164.00-02.00-098.006
  • 288916400000020980060000
  • 472800353890
  • 791772

Interior

Building Area1,129 sqft Living Area
1st Floor Area640 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions97.5 ft deep x 58.5 ft wide
Garage TypeAttached
Garage Area220 sqft

Location & Zoning

Account Number791772
Street Address39 CEDAR ST
CityCENTRAL ISLIP
StateNY
Zip11722-4140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRD
Legal DescriptionEDZ T024H00000000
Legal SubdivisionCOLLAGE WOODS AT CENTRAL ISLIP
Legal Block4000
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group2
Census Block2007
Census Tract146203

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39 CEDAR ST, CENTRAL ISLIP, NY 11722-4140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2020Deed of Trust, Mortgage · FHA Mortgage
UNITED MTG
Apr 9, 2018Deed of Trust, Mortgage · Conventional with PMI
UNITED MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2018 · Amount on Record
Deed SaleMay 2, 2018 · Amount on Record
Prior SaleJul 7, 2014 · Amount on Record
Deed Book / Page12959 / 828
Prior Transfer DateJan 2, 2013
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address39 CEDAR ST, CENTRAL ISLIP, NY 11722-4140
Document Number0231650953
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedOct 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address39 CEDAR ST CENTRAL ISLIP NY 117224140, CENTRAL ISLIP, NY 11722-4140

Mortgage

Document Number0231650953
DateAug 21, 2020
Book Page023165/000953
Lender
NameUNITED MTG
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address39 CEDAR ST, CENTRAL ISLIP, NY 11722-4140
Document Number0229220320
Instrument DateApr 9, 2018
Transaction TypeMortgage
Record UpdatedMay 20, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address39 CEDAR ST CENTRAL ISLIP NY 117224140, CENTRAL ISLIP, NY 11722-4140

Mortgage

Document Number0229220320
DateMay 2, 2018
Book Page022922/000320
Lender
NameUNITED MTG
TypeMortgage Company
Address25 MELVILLE PARK RD # 100, MELVILLE, NY 11747-3156
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictCentral Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,800 (-) Land $4,000 Building $25,800$419,718 (-) Land $56,338 Building $363,380
2024$9,526.00$419,718 (+2.54%) Land $56,338 Building $363,380
2023$29,800 Land $4,000 Building $25,800$409,341 Land $54,945 Building $354,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1980)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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