39 Cedar Ln, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 39 Cedar Ln, Ridgefield, CT 06877 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,704 sqft · built 1995
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (May 2023)
Tax Bill	$22,252 (2025)
Deeds & Mortgages	Jun 2023 Refinance Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D180020`

Property Details

APN / Parcel Number

Primary APN	`D180020`
Alternative APN	`RIDG M:D18 B:0020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,704 sqft Living Area
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	64,033 sqft (1.47 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	D180020
Street Address	39 CEDAR LN
City	RIDGEFIELD
State	CT
Zip	06877-5301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	20
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2009
Census Tract	245500

Owner

Source: Ridgefield Town records · APN D180020

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 CEDAR LN, RIDGEFIELD, CT 06877-5301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY PRIVATE BANK
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit M & T BANK
Oct 22, 2025	Deed, Transfer TOTAL MORTGAGE SERVICES LLC
May 20, 2024	Quit Claim Deed, Transfer Quitclaim
May 02, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2023 · Amount on Record
Deed Sale	May 02, 2023 · Amount on Record
Deed Book / Page	1155 / 719
Last Transfer Date	Apr 18, 2024
Transfer Doc	1166001089
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	39 CEDAR LN, RIDGEFIELD, CT 06877-5301
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001157-716
Date	Jun 28, 2023
Book Page	1157/716

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	39 CEDAR LN, RIDGEFIELD, CT 06877-5301
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001187-181
Date	Jan 13, 2026
Book Page	1187/181

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Feb 01, 2055

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Oct 22, 2025
Property Address	39 CEDAR LN, RIDGEFIELD, CT 06877-5301
Document Number	001184-223
Book / Page	1184 / 223
Instrument Date	Oct 10, 2025
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001184225
Date	Oct 22, 2025
Instrument	1184/225

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 01, 2032
Index	Other
Margin	3

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	May 20, 2024
Property Address	39 CEDAR LN, RIDGEFIELD, CT 06877-5301
Document Number	01166-1089
Book / Page	1166 / 1089
Instrument Date	Apr 18, 2024
Transaction Type	Transfer
Record Updated	Jun 06, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	May 02, 2023
Property Address	39 CEDAR LN, RIDGEFIELD, CT 06877-5301
Document Number	001155-719
Book / Page	1155 / 719
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SLICE DR, STAMFORD, CT 06907-1133
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ridgefield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,252.00	$812,420 (+27.22%) Land $315,000 Building $497,420	$568,694 Land $220,500 Building $348,194
2024	$22,252.00 (+35%)
2023	$16,483.00 (+0.71%)	$638,610 (+10.94%) Land $315,000 Building $323,610
2022	$16,366.00	$575,650 Land $252,000 Building $323,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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