Union County and Cranford Township property record for 39 Cayuga Rd, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,742 sqft · built 1947 |
| Lot Size | 0.139 acres (6,042 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Nov 2020) |
| Tax Bill | $18,279 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00610-0000-00035 |
| Primary APN | 03-00610-0000-00035 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,742 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Stucco |
| Lot Area | 6,042 sqft (0.139 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 7387009 |
|---|---|
| Street Address | 39 CAYUGA RD |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OSCEOLA PARK |
| Legal Block | 610 |
| Legal Lot Number | 35 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 37300 |
39 Cayuga Rd is owned and occupied by two individuals who bought it in November 2020.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 CAYUGA RD, CRANFORD, NJ 07016-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CROWN BANK |
| Nov 20, 2020 | Deed, Transfer · VA Mortgage CONTOUR MORTGAGE CORP |
| Mar 12, 2019 | Grant Deed, Transfer ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on File |
| Deed Sale | Nov 20, 2020 · Amount on File |
| Prior Sale | Mar 12, 2019 · Amount on File |
| Deed Document Number | 2020330430 |
| Deed Book / Page | 6390 / 221 |
| Prior Transfer Date | Jul 21, 2010 |
| Prior Transfer Doc | 0058260826 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 39 CAYUGA RD, CRANFORD, NJ 07016-3401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0147370154 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 14737/154 |
| Instrument | 695668 |
| Name | CROWN BANK |
|---|---|
| Type | Bank |
| Address | ELIZABETH, NJ 07208 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 20, 2020 |
| Property Address | 39 CAYUGA RD, CRANFORD, NJ 07016-3401 |
| Document Number | 0063900221 |
| Book / Page | 6390 / 221 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 330430 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | ABLE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,404.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 WOODSHOLE RD, 21, CRANFORD, NJ 07016-1711 |
| Name | Verified Name |
|---|---|
| Address | 39 CAYUGA RD, CRANFORD, NJ 07016-3401 |
| Document Number | 704075 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 704075 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 12, 2019 |
| Property Address | 39 CAYUGA RD, CRANFORD, NJ 07016-3401 |
| Document Number | 0063120476 |
| Book / Page | 006312 / 000476 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 310600 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 21 WOODSHOLE RD CRANFORD NJ 070161711, CRANFORD, NJ 07016-1711 |
The 2025 property tax bill for 39 Cayuga Rd was $18,279, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,200 (-) Land $71,500 Building $180,700 | $252,200 (-) Land $71,500 Building $180,700 | |
| 2025 | $18,279.00 (+6.91%) | $252,200 Land $71,500 Building $180,700 | $252,200 Land $71,500 Building $180,700 |
| 2024 | $17,097.00 | ||
| 2023 | $252,200 Land $71,500 Building $180,700 | $252,200 Land $71,500 Building $180,700 | |
| 2022 | $16,675.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 39 Cayuga Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–1994) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Cayuga Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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