39 Carson Ter, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 39 Carson Ter, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,814 sqft · built 2006
Lot Size	0.477 acres (20,761 sqft)
Owner	2 Company Names on Record
Last Sale	$605,000 (Jun 2007)
Tax Bill	$12,158 (2026)
Deeds & Mortgages	Jul 2026 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0009 B:0581 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0009 B:0581 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,814 sqft Living Area
Gross Area	5,928 sqft
Basement Area	1,704 sqft
Unfinished Basement	1,704 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,761 sqft (0.477 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39 CARSON TER
City	SWAMPSCOTT
State	MA
Zip	01907-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Block	581
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1001
Census Tract	202103

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	39 CARSON TER, SWAMPSCOTT, MA 01907-1004
Owner Type	Company
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2007 · Amount on Record
Deed Sale	Jun 28, 2007 · Amount on Record
Prior Sale	Jun 28, 2007 · Amount on Record
Deed Document Number	200780691
Last Transfer Date	May 19, 2026
Transfer Doc	0000667696
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jul 24, 2026
Property Address	39 CARSON TER, SWAMPSCOTT, MA 01907-1004
Document Number	0000667696
Instrument Date	May 19, 2026
Instrument	2026667696
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	39 CARSON TER, SWAMPSCOTT, MA 01907-1004

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	39 CARSON TER, SWAMPSCOTT, MA 01907-1004
Document Number	0000617460
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 CARSON TER SWAMPSCOTT MA 019071004, SWAMPSCOTT, MA 01907-1004

Mortgage

Document Number	0000617460
Date	Oct 15, 2020
Instrument	617460

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2035

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,158.00 (+7.16%)	$1,013,200 (+2.43%) Land $390,300 Building $622,900	$1,073,724 (+14.63%)
2025	$11,346.00 (+4.12%)	$989,200 (+6.57%) Land $390,300 Building $598,900	$936,700
2023	$10,897.00	$928,200 Land $371,700 Building $556,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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