Cumberland Town property record for 39 Cadoret Dr, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,212 sqft · built 1965 |
| Lot Size | 0.363 acres (15,812 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Dec 2022) |
| Tax Bill | $6,059 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0012-60 |
| Primary APN | 3-0012-60 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 4,312 sqft |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,812 sqft (0.363 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 3-0012-60 |
|---|---|
| Street Address | 39 CADORET DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 19 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11403 |
39 Cadoret Dr is owned and occupied by two individuals who bought it in December 2022.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 CADORET DR, CUMBERLAND, RI 02864-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NOT AVAILABLE |
| Oct 18, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK RHODE ISLAND |
| Jul 14, 2017 | Deed, Transfer · FHA Mortgage CRESCENT MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2022 · Amount on File |
| Deed Sale | Dec 6, 2022 · Amount on File |
| Prior Sale | Oct 18, 2019 · Amount on File |
| Deed Book / Page | 1946 / 508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 6, 2022 |
| Property Address | 39 CADORET DR, CUMBERLAND, RI 02864-3401 |
| Document Number | 001946-508 |
| Book / Page | 1946 / 508 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 136541 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000136542 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 136542 |
| Name | NOT AVAILABLE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Oct 18, 2019 |
| Property Address | 39 CADORET DR, CUMBERLAND, RI 02864-3401 |
| Document Number | 1817-95 |
| Book / Page | 1817 / 95 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 181797 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 1817/97 |
| Name | BANK RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Type Change Date | Nov 1, 2024 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 14, 2017 |
| Property Address | 39 CADORET DR, CUMBERLAND, RI 02864-3401 |
| Document Number | 1747-570 |
| Book / Page | 1747 / 570 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 17470578 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 01747/0578 |
| Name | CRESCENT MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2047 |
The 2026 property tax bill for 39 Cadoret Dr was $6,059, down 9% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,059.00 (-9%) | $605,300 (+11.56%) Land $213,300 Building $392,000 | $631,005 |
| 2025 | $6,658.00 | $542,600 Land $157,300 Building $385,300 | |
| 2023 | $6,305.00 (+17.96%) | $542,600 (+52.16%) Land $157,300 Building $385,300 | |
| 2022 | $5,345.00 | $356,600 Land $122,300 Building $234,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Cadoret Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Cadoret Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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