39 C St, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 39 C St, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 825 sqft · built 1938
Lot Size	0.295 acres (12,852 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Jun 2021)
Tax Bill	$1,234 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-031185`

Property Details

APN / Parcel Number

Primary APN	`29-031185`
Alternative APN	`031185`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	825 sqft Total Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Asbestos
Roof Material	Metal
Lot Area	12,852 sqft (0.295 acres)
Porch	Slab
Porch Area	225 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	031185
Street Address	39 C ST
City	CUMBERLAND
State	MD
Zip	21502-7132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	39 C ST LOT 1 79X197 GEORGES CR BLVD 50X200
Legal Subdivision	ALLEGANY COUNTY IMPROV CO
Legal Lot Number	1
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1002
Census Tract	1402

Owner

Source: Allegany County records · APN 29-031185

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39 C ST, CUMBERLAND, MD 21502-7132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Dec 19, 2005 · Amount on Record
Deed Book / Page	2671 / 205
Transfer Doc	0000001608
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 17, 2021
Property Address	39 C ST, LAVALE, MD 21502-7132
Document Number	002671-0205
Book / Page	2671 / 205
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 C ST, LAVALE, MD 21502-7132

Mortgage

Document Number	0002671211
Date	Jun 17, 2021
Instrument	2671/211

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,633 (+19.81%)	$113,100 (+20.7%) Land $32,100 Building $81,000
2025	$1,234.00 (+27.61%)
2023	$967.00	$89,000	$93,700 Land $28,200 Building $65,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	10 of 40
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims Severe Storms And Flooding, Jan 1996 · 18 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Skypacket Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 238 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.