39 Bush Hill Dr, Niantic, CT 06357 Property Records

East Lyme Town property record for 39 Bush Hill Dr, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1964
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$331,000 (Dec 2022)
Tax Bill	$5,206 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:016.3 B:00121 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:016.3 B:00121 L:00000`
Alternative APN	`947`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,152 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	947
Street Address	39 BUSH HILL DR
City	NIANTIC
State	CT
Zip	06357-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	121
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1004
Census Tract	716101

Owner

Source: East Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 BUSH HILL DR, NIANTIC, CT 06357-1827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CHARTER OAK FCU
Jan 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU
May 29, 2020	Warranty Deed, Transfer · Conventional with PMI NORWICH COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	20223418
Deed Book / Page	1091 / 236
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Dec 14, 2022
Property Address	39 BUSH HILL DR, NIANTIC, CT 06357-1827
Document Number	001091-236
Book / Page	1091 / 236
Instrument Date	Dec 14, 2022
Instrument	3418
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 IRVINGDELL PL, EAST LYME, CT 06333-1222

Mortgage

Document Number	0000003419
Date	Dec 14, 2022
Instrument	3419

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Type Change Date	Jan 1, 2033
Max Rate At Change	2.75%
Index	1-Year CMT

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	39 BUSH HILL DR, NIANTIC, CT 06357-1827
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1023-795
Date	Jan 15, 2020
Book Page	1023/795

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Feb 1, 2034

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	May 29, 2020
Property Address	39 BUSH HILL DR, NIANTIC, CT 06357-1827
Document Number	1030-618
Book / Page	001030 / 000618
Instrument Date	May 14, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 BUSH HILL DR NIANTIC CT 063571827, NIANTIC, CT 06357-1827

Mortgage

Document Number	1030-621
Date	May 29, 2020
Book Page	001030/000621

Lender

Name	NORWICH COM'L

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,206.00	$185,850 (-) Land $86,240 Building $99,610	$130,095 Land $60,368 Building $69,727
2024	$5,206.00 (+12.59%)
2023	$4,624.00 (+4.36%)	$185,850 (-) Land $86,240 Building $99,610
2022	$4,431.00	$185,850 Land $86,240 Building $99,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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