39 Bowles Pl, Oakland, CA 94610 Property Records

Alameda County property record for 39 Bowles Pl, Oakland, CA 94610

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,115 sqft · built 1928
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Mar 2018)
Tax Bill	$19,550 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-925-78`

Property Details

APN / Parcel Number

Primary APN	`11-925-78`
Alternative APN	`011-0925-078-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,115 sqft Living Area
Gross Area	392 sqft
Basement Area	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,600 sqft (0.106 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39 BOWLES PL
City	OAKLAND
State	CA
Zip	94610-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00078 BLK: AR: 0011 PAGE: 0925
Legal Subdivision	LAKESHORE MANOR
Legal Lot Number	54
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1001
Census Tract	405100

Owner

39 Bowles Pl is owned and occupied by two individuals who bought it in March 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 BOWLES PL, OAKLAND, CA 94610-1803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Apr 18, 2019	Deed of Trust, Mortgage BANK OF AMERICA
May 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Mar 30, 2018	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2018 · Amount on File
Deed Sale	Mar 30, 2018 · Amount on File
Prior Sale	May 20, 2003 · Amount on File
Deed Document Number	201864862
Prior Transfer Date	Aug 30, 2006
Prior Transfer Doc	0000345635
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	39 BOWLES PL, OAKLAND, CA 94610-1803
Document Number	0000159112
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	39 BOWLES PL OAKLAND CA 946101803, OAKLAND, CA 94610-1803

Mortgage

Document Number	0000159112
Date	Jul 8, 2020
Instrument	159112

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	39 BOWLES PL, OAKLAND, CA 94610-1803
Document Number	0000087519
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	39 BOWLES PL OAKLAND CA 946101803, OAKLAND, CA 94610-1803

Mortgage

Document Number	0000087519
Date	May 10, 2019
Instrument	87519

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	39 BOWLES PL, OAKLAND, CA 94610-1803
Document Number	0000104891
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 BOWLES PL OAKLAND CA 946101803, OAKLAND, CA 94610-1803

Mortgage

Document Number	0000104891
Date	May 25, 2018
Instrument	104891

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	OAKLAND, CA 94612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 30, 2018
Property Address	39 BOWLES PL, OAKLAND, CA 94610-1803
Document Number	0000064862
Instrument Date	Mar 14, 2018
Instrument	64862
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,265.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	39 BOWLES PL OAKLAND CA 946101803, OAKLAND, CA 94610-1803

Mortgage

Document Number	64863
Date	Mar 30, 2018
Instrument	64863

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 39 Bowles Pl was $19,550 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,404,633 (+1.49%) Land $400,393 Building $1,011,240
2025	$19,550.00 Homeowner's exemption	$1,383,961 Land $392,544 Building $991,417
2023	$19,302.00 Homeowner's exemption	$1,282,674 Land $377,302 Building $905,372	$1,459,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Bowles Pl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1982–1998)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Bowles Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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