39 Biscayne Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 39 Biscayne Ave, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,448 sqft · built 1968
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jan 2022)
Tax Bill	$7,132 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-F B:0011 L:0010`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-F B:0011 L:0010`
Alternative APNs	`M:010=F B:0011 L:0010` `3559008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,448 sqft Living Area
Gross Area	2,910 sqft
1st Floor Area	1,248 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,066 sqft (0.277 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3559008
Street Address	39 BISCAYNE AVE
City	SAUGUS
State	MA
Zip	01906-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Legal Lot Number	10
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2004
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:010-F B:0011 L:0010

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 BISCAYNE AVE, SAUGUS, MA 01906-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) METRO CU
Nov 08, 2019	Deed of Trust, Mortgage · Balloon Mortgage EAST BOSTON SAVINGS BANK
Jan 14, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Jul 24, 1992 · Amount on Record
Prior Transfer Date	Jan 10, 2022
Prior Transfer Doc	0000633056
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	39 BISCAYNE AVE, SAUGUS, MA 01906-2203
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000648236
Date	Nov 27, 2023
Instrument	648236

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	39 BISCAYNE AVE, SAUGUS, MA 01906-2203
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000607170
Date	Nov 08, 2019
Instrument	607170

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 14, 2022
Property Address	39 BISCAYNE AVE, SAUGUS, MA 01906-2203
Document Number	0000633056
Instrument Date	Jan 10, 2022
Instrument	633056
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 BISCAYNE AVE, SAUGUS, MA 01906-2203

Mortgage

Document Number	0000633057
Date	Jan 14, 2022
Instrument	633057

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,132.00 (+4.07%)	$667,800 (+3.78%) Land $336,700 Building $331,100	$840,085
2024	$6,853.00 (+2.25%)	$643,500 (+8.11%) Land $319,200 Building $324,300
2023	$6,702.00	$595,200 Land $292,100 Building $303,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 501 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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