39 Birch St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 39 Birch St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,858 sqft · built 1960
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (Oct 2000)
Tax Bill$6,699 (2026)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APND11300

Property Details

APN / Parcel Number

Primary APND11300
Alternative APNs
  • LOWE M:236 B:610 L:39
  • M:000236 T:D11300

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,858 sqft Living Area
Gross Area3,756 sqft
1st Floor Area968 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Deck AreaDeck Area
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberD11300
Street Address39 BIRCH ST
CityLOWELL
StateMA
Zip01852-3715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal Block610
Legal Lot Number39
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1022
Census Tract312502

Owner

39 Birch St is owned and occupied by two individuals who bought it in October 2000.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address39 BIRCH ST, LOWELL, MA 01852-3715
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2000 · Amount on File
Deed SaleOct 27, 2000 · Amount on File
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address39 BIRCH ST, LOWELL, MA 01852-3715
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33641-157
DateDec 10, 2019
Book Page33641/157
Instrument55245
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 39 Birch St was $6,699, up 4.1% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,699.00 (+4.1%)$590,200 (+5.3%) Land $232,100 Building $358,100$534,363 (+15.88%)
2025$6,435.00 (+5.08%)$560,500 (+9%) Land $216,900 Building $343,600$461,130 (+8.37%)
2024$6,124.00 (+2.41%)$514,200 (+6.79%) Land $202,800 Building $311,400$425,505
2023$5,980.00$481,500 Land $176,300 Building $305,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Birch St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Birch St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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