Essex County and Jay Town property record for 39 Bills Ln, Jay, NY 12941
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2018 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Oct 2012) |
| Tax Bill | $5,724 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Aug 2018 Sale |
| APN | 615J197012 |
| Primary APN | 615J197012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Detached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 615J197012 |
|---|---|
| Street Address | 39 BILLS LN |
| City | JAY |
| State | NY |
| Zip | 12941-5508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 3 |
| Legal Lot Number | 33.000 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 960200 |
39 Bills Ln is owned and occupied by two individuals who bought it in October 2012.
Source: Essex County and Jay Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 BILLS LN, JAY, NY 12941-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2020 | Deed of Trust, Mortgage · Balloon Mortgage NBT BANK NATIONAL ASSOCIATION |
| Aug 20, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2012 · Amount on File |
| Deed Sale | Oct 3, 2012 · Amount on File |
| Deed Book / Page | 1710 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 39 BILLS LN, JAY, NY 12941-5508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20201099 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 2020-1099 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Aug 20, 2018 |
| Property Address | 39 BILLS LN, JAY, NY 12941-5508 |
| Document Number | 0001924/49 |
| Book / Page | 1924 / 49 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2018-3353 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7508 SPECTRUM WAY, FAYETTEVILLE, NY 13066-2576 |
The 2026 property tax bill for 39 Bills Ln was $5,724 with a veteran's exemption, up 2.8% from the year before.
Source: Essex County and Jay Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Jay Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,724.00 (+2.8%) Veteran's exemption | ||
| 2025 | $5,568.00 | $307,100 Land $78,100 Building $229,000 | $307,100 Land $78,100 Building $229,000 |
| 2023 | $239,100 (+6.03%) Land $64,100 Building $175,000 | $239,100 (+6.03%) Land $64,100 Building $175,000 | |
| 2022 | $3,213.00 Veteran's exemption | $225,500 Land $36,000 Building $189,500 | $225,500 Land $36,000 Building $189,500 |
| 2020 | $3,854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 39 Bills Ln; there have been 9 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1981–2018) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Bills Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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