Bergen County and Waldwick Borough property record for 39 Bergen Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,819 sqft · built 1939 |
| Lot Size | 0.17 acres (7,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Jan 2023) |
| Tax Bill | $22,220 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00011-0000-00022 |
| Primary APN | 64-00011-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,819 sqft Living Area |
| 1st Floor Area | 2,819 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 7,401 sqft (0.17 acres) |
| Lot Dimensions | 148 ft deep x 50 ft wide |
| Street Address | 39 BERGEN AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X148 3LT |
| Legal Subdivision | WALDWICK IMPROV CO |
| Legal Block | 11 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 56100 |
39 Bergen Ave is owned and occupied by two individuals who bought it in January 2023.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jan 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jan 27, 2023 | Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Jan 14, 2019 | Grant Deed, Transfer ALTOR ABSTRACT COMPANY INC, ALTOR ABS CO INC |
| Apr 3, 2018 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on File |
| Deed Sale | Jan 27, 2023 · Amount on File |
| Prior Sale | Jan 14, 2019 · Amount on File |
| Deed Document Number | 20237831 |
| Deed Book / Page | 4917 / 1658 |
| Prior Transfer Date | Sep 5, 2017 |
| Prior Transfer Doc | 0028960950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 39 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Document Number | 0056530962 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 5653/962 |
| Instrument | 2025079766 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 39 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Document Number | 0051620039 |
|---|---|
| Date | Jan 18, 2024 |
| Book Page | 5162/39 |
| Instrument | 2024003684 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 27, 2023 |
| Property Address | 39 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Document Number | 0049171658 |
| Book / Page | 4917 / 1658 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023007831 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $4,463.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3025 |
| Name | Verified Name |
|---|---|
| Address | 39 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 14, 2019 |
| Property Address | 39 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Document Number | 0031541898 |
| Book / Page | 003154 / 001898 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 3276 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ALTOR ABSTRACT COMPANY INC, ALTOR ABS CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $281.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 42 W SADDLE RIVER RD SADDLE RIVER NJ 074583025, SADDLE RIVER, NJ 07458-3025 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 3, 2018 |
| Property Address | 39 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Document Number | 0028960950 |
| Book / Page | 002896 / 000950 |
| Instrument Date | Sep 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 200 WEST ST #5TH NEW YORK NY 102822102, 5TH, NEW YORK, NY 10282-2102 |
The 2025 property tax bill for 39 Bergen Ave was $22,220, up 42.1% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $968,200 (-) Land $313,200 Building $655,000 | $968,200 (-) Land $313,200 Building $655,000 | |
| 2025 | $22,220.00 (+42.12%) | $968,200 Land $313,200 Building $655,000 | $968,200 Land $313,200 Building $655,000 |
| 2024 | $15,635.00 | ||
| 2023 | $499,700 Land $253,600 Building $246,100 | $499,700 Land $253,600 Building $246,100 | |
| 2022 | $9,412.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Bergen Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Bergen Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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