39 Bedstraw Loop, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 39 Bedstraw Loop, Mission Viejo, CA 92694 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2003
Square Footage3,139 sqft Living Area
Lot Size4,382 sqft (0.101 acres)
OccupancyOwner Occupied
Last Sale$1,815,000 (2025)
Tax Bill$21,902.00 (2024)

Property Details

APN / Parcel Number

Primary APN741-321-20

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,139 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area4,382 sqft (0.101 acres)
Parking Spaces2 Parking Spaces
Garage Area453 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelGas Heating Fuel

Location & Zoning

Street Address39 BEDSTRAW LOOP
CityMISSION VIEJO
StateCA
Zip92694-1301
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 16350 BLK LOT 16
Legal SubdivisionTRACT NO 16350
Legal Tract16350
Legal Lot Number16
JurisdictionORANGE CA
Minor Civil DivisionMISSION VIEJO
Census Blockgroup2
Census Block2006
Census Tract32058

Owner

Source: Orange County records · APN 741-321-20

Assessment roll updated August 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address39 BEDSTRAW LOOP, LADERA RANCH, CA 92694-1301
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Dec 02, 2025Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 15, 2023Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 25, 2021Intrafamily Transfer, Transfer · Stand Alone Refinance
FIRST CITIZENS BANK & TRUST CO
Apr 15, 2019Grant Deed, Transfer · Adjustable Rate Mortgage (ARM)
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2025 · Amount on Record
Deed SaleJun 23, 2025 · Amount on Record
Prior SaleMay 15, 2023 · Amount on Record
Deed Doc Number2025177937
Prior Transfer DateJan 20, 2021
Prior Transfer Doc0000051312
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address39 BEDSTRAW LOOP, MISSION VIEJO, CA 92694-1301
Transaction TypeMortgage
Record UpdatedApr 07, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 BEDSTRAW LOOP, MISSION VIEJO, CA 92694-1301

Mortgage

Document Number0000081842
DateMar 23, 2026
Instrument2026000081842
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateApr 01, 2033
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change2.75%
Max Rate At Change10.5%
Index52-Week T-Bill (1-Year)
Max Rate10.5%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address39 BEDSTRAW LOOP, MISSION VIEJO, CA 92694-1301
Transaction TypeMortgage
Record UpdatedDec 16, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 BEDSTRAW LOOP, MISSION VIEJO, CA 92694-1301

Mortgage

Document Number0000333433
DateDec 02, 2025
Instrument2025000333433
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateDec 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.6%
Index52-Week T-Bill (1-Year)
Max Rate10.6%

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateMay 15, 2023
Property Address39 BEDSTRAW LOOP, MISSION VIEJO, CA 92694-1301
Document Number0000112556
Map ReferenceMB 847 PG 1-4
Instrument DateApr 21, 2023
Instrument2023000112556
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address39 BEDSTRAW LOOP, LADERA RANCH, CA 92694-1301

Mortgage

Document Number0000112557
DateMay 15, 2023
Instrument2023000112557
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateJan 25, 2021
Property Address39 BEDSTRAW LOOP, MISSION VIEJO, CA 92694-1301
Document Number0000051312
Map ReferenceMB 847 PG 1-4
Instrument DateJan 20, 2021
Instrument2021000051312
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address39 BEDSTRAW LOOP, LADERA RANCH, CA 92694-1301

Mortgage

Document Number0000051313
DateJan 25, 2021
Instrument2021000051313
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateApr 15, 2019
Property Address39 BEDSTRAW LOOP, MISSION VIEJO, CA 92694-1301
Document Number0000120127
Map ReferenceMB 847 PG 1-4
Instrument DateApr 08, 2019
Instrument2019000120127
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address39 BEDSTRAW LOOP, LADERA RANCH, CA 92694-1301

Mortgage

Document Number0000120128
DateApr 15, 2019
Instrument2019000120128
Lender
NameUS BANK NA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMay 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateMay 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate8.5%

Mortgage

Document Number0000120129
DateApr 15, 2019
Instrument2019000120129
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$22,295.00 (+1.79%)$1,737,468 (+47.32%) Land $1,140,962 Building $596,506
2024$21,902.00 (+33.39%)
2023$16,420.00 (-1.13%)$1,179,420 Land $630,193 Building $549,227
2022$16,608.00

Flood & Wildfire

39 Bedstraw Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
45th percentile of exposed land nationally · 26th in California
Wildfire LikelihoodModerate — about 1 in 1,087 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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