39 Beaver Lake Dr, Divide, CO 80814 Property Records

Teller County property record for 39 Beaver Lake Dr, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,568 sqft · built 1995
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Sep 2019)
Tax Bill	$2,185 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3145.032050150`

Property Details

APN / Parcel Number

Primary APN	`3145.032050150`
Alternative APN	`R0017324`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	85,813 sqft (1.97 acres)
Garage Type	Detached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Deck Area	329 sqft
Patio Area	329 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R0017324
Street Address	39 BEAVER LAKE DR
City	DIVIDE
State	CO
Zip	80814-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L63 HIGHLAND LAKES 4
Legal Range	70W
Legal Township	13S
Legal Section	03
Legal Subdivision	HIGHLAND LAKES
Legal Lot Number	63
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	3
Census Block	3004
Census Tract	10112

Owner

39 Beaver Lake Dr is owned and occupied by an individual who bought it in September 2019.

Source: Teller County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	39 BEAVER LAKE DR, DIVIDE, CO 80814-7915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit ENT CU
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FUNDING SOLUTIONS INC
Sep 20, 2019	Warranty Deed, Transfer · Conventional with PMI MIDWEST MORTGAGE ASSOCIATES CORP
Oct 30, 2017	Warranty Deed, Transfer · VA Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	Oct 30, 2017 · Amount on File
Deed Document Number	2019719474
Prior Transfer Date	Dec 16, 2000
Prior Transfer Doc	0000518643
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	39 BEAVER LAKE DR, DIVIDE, CO 80814-7915
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000760924
Date	Aug 17, 2023
Instrument	760924

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	39 BEAVER LAKE DR, DIVIDE, CO 80814-7915
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 BEAVER LAKE DR, DIVIDE, CO 80814-7915

Mortgage

Document Number	0000745995
Date	Dec 14, 2021
Instrument	745995

Lender

Name	FINANCIAL FUNDING SOLUTIONS INC
Type	Mortgage Company
Address	LITTLETON, CO 80127

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Sep 20, 2019
Property Address	39 BEAVER LAKE DR, DIVIDE, CO 80814-7915
Document Number	0000719474
Instrument Date	Sep 20, 2019
Instrument	719474
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 BEAVER LAKE DR DIVIDE CO 808147915, DIVIDE, CO 80814-7915

Mortgage

Document Number	719475
Date	Sep 20, 2019
Instrument	719475

Lender

Name	MIDWEST MORTGAGE ASSOCIATES CORP
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Oct 30, 2017
Property Address	39 BEAVER LAKE DR, DIVIDE, CO 80814-7915
Document Number	0000702030
Instrument Date	Oct 13, 2017
Instrument	702030
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 BEAVER LAKE DR DIVIDE CO 808147915, DIVIDE, CO 80814-7915

Mortgage

Document Number	702031
Date	Oct 30, 2017
Instrument	702031

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 39 Beaver Lake Dr was $2,185, up 15.6% from the year before.

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,185.00 (+15.61%)	$30,440 (+9.5%) Land $2,228 Building $28,212
2024	$1,890.00 (+5%)	$27,800 (-) Land $2,178 Building $25,622	$487,049 (+3.67%) Land $35,656 Building $451,393
2023	$1,800.00 (+19.76%)	$27,800 (+15.83%) Land $2,180 Building $25,620	$469,823 (+36.05%) Land $36,802 Building $433,021
2022	$1,503.00	$24,000 Land $1,610 Building $22,390	$345,337 Land $23,160 Building $322,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 Beaver Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Beaver Lake Dr is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.5% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND LAKES WD serves 875 people · EPA ID CO0160200
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2026 Failure to filter resolved · Mar 2023 Treatment failure resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Vero Fiber Fixed Wireless	46 / 25
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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