39 Bear Rock Rd, Colebrook, NH 03576 Property Records

Coos County and Colebrook Town property record for 39 Bear Rock Rd, Colebrook, NH 03576

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,143 sqft · built 1968
Lot Size	7.82 acres (340,639 sqft)
Owner	2 Individual Names on File
Last Sale	$119,400 (Mar 2019)
Tax Bill	$4,948 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`CLBK M:00235 B:000001 L:000000`

Property Details

APN / Parcel Number

Primary APN	`CLBK M:00235 B:000001 L:000000`
Alternative APN	`M:00235 B:001000 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,143 sqft Living Area
Gross Area	4,053 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	340,639 sqft (7.82 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	39 BEAR ROCK RD
City	COLEBROOK
State	NH
Zip	03576-3400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Block	1
Jurisdiction	COLEBROOK TOWN NH
Township / Civil Division	COLEBROOK
Census Block Group	1
Census Block	1057
Census Tract	950200

Owner

39 Bear Rock Rd is owned and occupied by two individuals who bought it in March 2019.

Source: Coos County and Colebrook Town records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 BEAR ROCK RD, COLEBROOK, NH 03576-3400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Warranty Deed, Transfer · Conventional with PMI NORTHWAY BK
May 9, 2017	Deed of Trust, Mortgage · Line of Credit MASCOMA SVGS BK/NH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	May 31, 2016 · Amount on File
Deed Document Number	2019797
Deed Book / Page	1507 / 62
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLEBROOK TOWN NH
Recording Date	Mar 8, 2019
Property Address	39 BEAR ROCK RD, COLEBROOK, NH 03576-3400
Document Number	0015070062
Book / Page	001507 / 000062
Instrument Date	Mar 4, 2019
Instrument	1900797
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,791.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 MELISSA DR PEMBROKE NH 032753111, PEMBROKE, NH 03275-3111

Mortgage

Document Number	15070064
Date	Mar 8, 2019
Book Page	001507/000064
Instrument	1900798

Lender

Name	NORTHWAY BK
Type	Bank
Address	BERLIN, NH 03570

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLEBROOK TOWN NH
Property Address	39 BEAR ROCK RD, COLEBROOK, NH 03576-3400
Document Number	0014640970
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	39 BEAR ROCK RD COLEBROOK NH 035763400, COLEBROOK, NH 03576-3400

Mortgage

Document Number	0014640970
Date	May 18, 2017
Book Page	001464/000970
Instrument	2001

Lender

Name	MASCOMA SVGS BK/NH
Type	Bank
Address	LEBANON, NH 03766

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 17, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 39 Bear Rock Rd was $4,948, up 19.8% from the year before.

Source: Coos County and Colebrook Town assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Colebrook Town
Unified School District	Colebrook School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,948.00 (+19.81%)	$289,700 (+145.3%) Land $108,800 Building $180,900
2024	$4,130.00	$118,100 Land $33,600 Building $84,500
2023			$193,420
2022	$3,345.00	$118,100 Land $33,600 Building $84,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Bear Rock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Bear Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Netafy Fixed Wireless	150 / 150

Cell Coverage

4G LTE only, no 5G reported

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