39 Bean Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 39 Bean Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,410 sqft · built 1976
Lot Size	0.458 acres (19,970 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2020)
Tax Bill	$5,470 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STER M:00146 L:00036`

Property Details

APN / Parcel Number

Primary APN	`STER M:00146 L:00036`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	2,986 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,970 sqft (0.458 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	39 BEAN RD
City	STERLING
State	MA
Zip	01564-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	36
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1041
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 BEAN RD, STERLING, MA 01564-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Quit Claim Deed, Transfer · Conventional with PMI ROSS MTG CO INC
Feb 28, 2017	Quit Claim Deed, Transfer CLINTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Book / Page	63494 / 210
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Oct 14, 2020
Property Address	39 BEAN RD, STERLING, MA 01564-2407
Document Number	63494-210
Book / Page	063494 / 000210
Instrument Date	Oct 13, 2020
Instrument	122105
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 BEAN RD STERLING MA 015642407, STERLING, MA 01564-2407

Mortgage

Document Number	63494-213
Date	Oct 14, 2020
Book Page	063494/000213
Instrument	122106

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Feb 28, 2017
Property Address	39 BEAN RD, STERLING, MA 01564-2407
Document Number	56795-174
Book / Page	56795 / 174
Instrument	21159
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	567950178
Date	Feb 28, 2017
Instrument	56795/0178

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,470.00 (-1.41%)	$424,700 (+1.9%) Land $115,600 Building $309,100	$466,545 (+0.68%)
2024	$5,548.00 (+5.48%)	$416,800 (+13.32%) Land $115,600 Building $301,200	$463,410
2023	$5,260.00	$367,800 Land $115,600 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bean Rd

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