Beaufort County property record for 39 Beach Rd S, Belhaven, NC 27810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,012 sqft · built 2008 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $563,000 (Apr 2026) |
| Tax Bill | $3,327 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 7612-35-1931 |
| Primary APN | 7612-35-1931 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,012 sqft Living Area |
| Gross Area | 3,052 sqft |
| Basement Area | 176 sqft |
| Unfinished Basement | 176 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 280 sqft |
| Storage Building | Storage Building |
| Boat Access | Boat Access |
| Boat House | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 39 BEACH RD S |
|---|---|
| City | BELHAVEN |
| State | NC |
| Zip | 27810-9339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 ADA W SCHRAM |
| Legal Subdivision | SCHRAMS BCH SUB & ADA W SCHRAM |
| Legal Lot Number | 4 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 930700 |
39 Beach Rd S is owned and occupied by an individual who bought it in April 2026.
Source: Beaufort County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 BEACH RD S, BELHAVEN, NC 27810-9339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | Aug 5, 2022 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 39 BEACH RD S, BELHAVEN, NC 27810-9339 |
| Instrument Date | Mar 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 BEACH RD S, BELHAVEN, NC 27810-9339 |
| Date | Apr 6, 2026 |
|---|
| Name | ALCOVA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 39 Beach Rd S was $3,327, up 0.1% from the year before.
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,327.00 (+0.12%) | $572,750 (-) Land $69,552 Building $503,198 | |
| 2025 | $3,323.00 | $572,750 Land $69,552 Building $503,198 | $572,750 Land $69,552 Building $503,198 |
| 2023 | $2,443.00 | $316,114 Land $75,012 Building $241,102 | |
| 2018 | $316,114 Land $75,012 Building $241,102 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Beach Rd S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 302 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 302 in force |
| Nearby Flood Claims | 872 (1989–2023) |
| Claims Outside the SFHA | 31 of 872 |
| Most Recent Claim | Sep 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Beach Rd S is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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