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39 Bayley St, Ladera Ranch, CA 92694 Property Records

Orange County property record for 39 Bayley St, Ladera Ranch, CA 92694

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,583 sqft · built 2003
Owner2 Individual Names on File
Last Sale$558,000 (Jan 2021)
Tax Bill$8,481 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN930-196-96

Property Details

APN / Parcel Number

Primary APN930-196-96
Alternative APN
  • 741-121-12

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,583 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Garage Area447 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address39 BAYLEY ST
CityLADERA RANCH
StateCA
Zip92694-1045
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 16203 BLK LOT 9 UN 10 TRACT 16203, LOT 9 OF PROJECT 930-19 LOCATED ON
Legal SubdivisionDAVENPORT PHASE 3
Legal Tract16203
Legal Lot Number9
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1006
Census Tract32059

Owner

39 Bayley St, a condominium, is owned and occupied by two individuals who bought it in January 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address39 BAYLEY ST, LADERA RANCH, CA 92694-1045
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jan 25, 2021Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2021 · Amount on File
Deed SaleJan 25, 2021 · Amount on File
Prior SaleOct 1, 2009 · Amount on File
Deed Document Number202150788
Prior Transfer DateAug 28, 2014
Prior Transfer Doc0000359926
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address39 BAYLEY ST, MISSION VIEJO, CA 92694-1045
Transaction TypeMortgage
Record UpdatedJul 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 BAYLEY ST, LADERA RANCH, CA 92694-1045

Mortgage

Document Number0000225468
DateJun 24, 2022
Instrument2022000225468
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJun 30, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJan 25, 2021
Property Address39 BAYLEY ST, MISSION VIEJO, CA 92694-1045
Document Number0000050788
Map ReferenceDOC 2003000234348
Instrument DateJan 8, 2021
Instrument2021000050788
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyORANGE COAST TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address39 BAYLEY ST, LADERA RANCH, CA 92694-1045

Mortgage

Document Number0000050789
DateJan 25, 2021
Instrument2021000050789
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 39 Bayley St was $8,481 with a homeowner's exemption, up 1.8% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$616,075 (+2%) Land $364,757 Building $251,318
2025$8,481.00 (+1.8%) Homeowner's exemption$603,996 Land $357,605 Building $246,391
2024$8,331.00 (+0.91%)
2023$8,256.00 (-1.43%)$580,543 Land $343,719 Building $236,824
2022$8,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 39 Bayley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Bayley St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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