39 Avery St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 39 Avery St, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1966
Lot Size	0.414 acres (18,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,000 (Oct 2006)
Tax Bill	$5,663 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:30B B:023A L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:30B B:023A L:0`
Alternative APN	`2154`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
Gross Area	3,104 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,013 sqft (0.414 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2154
Street Address	39 AVERY ST
City	IPSWICH
State	MA
Zip	01938-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IR
Legal Subdivision	IPSWICH
Legal Block	23A
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	3
Census Block	3005
Census Tract	223100

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 AVERY ST, IPSWICH, MA 01938-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW FEDERAL MORTGAGE
Feb 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Mar 14, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW FREEDOM MORTGAGE CORP
Nov 29, 2018	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINCL
Mar 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2006 · Amount on Record
Deed Sale	Oct 25, 2006 · Amount on Record
Prior Sale	Oct 11, 1988 · Amount on Record
Deed Book / Page	26215 / 417
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Recording Date	Jul 6, 2026
Property Address	39 AVERY ST, IPSWICH, MA 01938-1230
Document Number	0000003310
Book / Page	43489 / 473
Instrument Date	Jun 29, 2026
Instrument	20263310
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 AVERY ST, IPSWICH, MA 01938-1230

Mortgage

Document Number	0000003310,
Date	Jul 6, 2026
Book Page	43489/473
Instrument	20263310

Lender

Name	NEW FEDERAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	39 AVERY ST, IPSWICH, MA 01938-1230
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041990-556
Date	Feb 21, 2024
Book Page	41990/556
Instrument	20240221000270

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	39 AVERY ST, IPSWICH, MA 01938-1230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36583-496
Date	Mar 14, 2018
Book Page	36583/496
Instrument	180314003020

Lender

Name	NEW FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	39 AVERY ST, IPSWICH, MA 01938-1230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37183-438
Date	Nov 29, 2018
Book Page	37183/438
Instrument	181129004510

Lender

Name	PACIFIC UNION FINCL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	39 AVERY ST, IPSWICH, MA 01938-1230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37362-55
Date	Mar 4, 2019
Book Page	37362/55
Instrument	20190304001550

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,663.00 (+3.68%)	$525,300 (+7.23%) Land $305,100 Building $220,200	$617,633 (+14.64%)
2025	$5,462.00 (+0.66%)	$489,900 (+2.75%) Land $287,600 Building $202,300	$538,745
2024	$5,426.00 (+9.7%)	$476,800 (+17.9%) Land $287,200 Building $189,600
2023	$4,946.00	$404,400 Land $220,800 Building $183,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Oct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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