39 Ave Descanso, Oceanside, CA 92057 Property Records

San Diego County property record for 39 Ave Descanso, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,303 sqft · built 1994
Lot Size	0.203 acres (8,842 sqft)
Owner	Individual Name on File
Last Sale	$598,000 (Dec 2017)
Tax Bill	$7,696 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-810-04-00`

Property Details

APN / Parcel Number

Primary APN	`157-810-04-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,303 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	8,842 sqft (0.203 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	39 AVENIDA DESCANSO
City	OCEANSIDE
State	CA
Zip	92057-6034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 58 TR 012343
Legal Subdivision	RIVER MEADOW
Legal Tract	012343
Legal Block	2
Legal Lot Number	58
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2015
Census Tract	18521

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 21, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 21, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2017 · Amount on Record
Deed Sale	Dec 21, 2017 · Amount on Record
Prior Sale	Sep 28, 2006 · Amount on Record
Deed Document Number	2017602880
Prior Transfer Date	Dec 14, 2017
Prior Transfer Doc	0000602881
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	39 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6034
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	US FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6034

Mortgage

Document Number	0000867189
Date	Dec 28, 2021
Instrument	2021-0867189

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	39 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6034
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6034

Mortgage

Document Number	0000372068
Date	May 14, 2021
Instrument	2021-0372068

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2017
Property Address	39 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6034
Document Number	0000602881
Instrument Date	Dec 14, 2017
Instrument	602881
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	39 AVENIDA DESCANSO OCEANSIDE CA 920576034, OCEANSIDE, CA 92057-6034

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2017
Property Address	39 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6034
Document Number	0000602880
Map Reference	MAP12343
Instrument Date	Dec 7, 2017
Instrument	2017-0602880
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6034

Mortgage

Document Number	0000602882
Date	Dec 21, 2017
Instrument	2017-0602882

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$694,021 (+2%) Land $381,712 Building $312,309
2025	$7,696.00 (+5.21%) Homeowner's exemption	$680,414 (+4.04%) Land $374,228 Building $306,186
2023	$7,315.00 (+1.55%) Homeowner's exemption	$653,996 Land $359,698 Building $294,298
2022	$7,203.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile USA.

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