39 Ave D, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 39 Ave D, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,376 sqft · built 1963
Lot Size	0.085 acres (3,698 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2012)
Tax Bill	$9,558 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-00218-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`31-00218-0000-00023`
Alternative APNs	`310021800023` `403900`

Interior

Stories	2 Stories
Building Area	1,376 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	3,698 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide

Location & Zoning

Account Number	403900
Street Address	39 AVENUE D
City	LODI
State	NJ
Zip	07644-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	37X100
Legal Subdivision	LODI LAND CO MAP 3
Legal Block	218
Legal Lot Number	23
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1001
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 AVENUE D, LODI, NJ 07644-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
May 25, 2022	Deed of Trust, Mortgage · Line of Credit GREATER ALLIANCE FCU
Mar 22, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 18, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2012 · Amount on Record
Deed Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	201295802
Deed Book / Page	1166 / 1899
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	39 AVENUE D, LODI, NJ 07644-1901
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 AVENUE D, LODI, NJ 07644-1901

Mortgage

Document Number	0056341235
Date	Oct 30, 2025
Book Page	5634/1235
Instrument	2025074008

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	SOUTHLAKE, TX 76092

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	256 Months
Due	Feb 1, 2047

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	39 AVENUE D, LODI, NJ 07644-1901
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046921628
Date	May 25, 2022
Book Page	4692/1628
Instrument	2022054321

Lender

Name	GREATER ALLIANCE FCU
Type	Credit Union
Address	PARAMUS, NJ 07652

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 24, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	39 AVENUE D, LODI, NJ 07644-1901
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 AVENUE D, LODI, NJ 07644-1901

Mortgage

Document Number	0046271299
Date	Mar 22, 2022
Book Page	4627/1299
Instrument	2022033966

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Feb 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	39 AVENUE D, LODI, NJ 07644-1901
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 AVENUE D, LODI, NJ 07644-1901

Mortgage

Document Number	0043590643
Date	Sep 3, 2021
Book Page	4359/643
Instrument	2021139901

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Feb 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	39 AVENUE D, LODI, NJ 07644-1901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025891309
Date	Apr 18, 2017
Book Page	02589/1309
Instrument	17-031458

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,000 (-) Land $155,000 Building $115,000	$270,000 (-) Land $155,000 Building $115,000
2025	$9,558.00 (+5.61%)	$270,000 (-) Land $155,000 Building $115,000	$270,000 (-) Land $155,000 Building $115,000
2024	$9,050.00 (+2.7%)
2023		$270,000 Land $155,000 Building $115,000	$270,000 Land $155,000 Building $115,000
2022	$8,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	42 (1979–2024)
Claims Outside the SFHA	12 of 42
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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