39 Aspen Ln, Babbitt, MN 55706 Property Records

St. Louis County property record for 39 Aspen Ln, Babbitt, MN 55706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,456 sqft · built 1962
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Sep 2025)
Tax Bill	$2,450 (2026)
Deeds & Mortgages	May 2022 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`105-0010-00020`

Property Details

APN / Parcel Number

Primary APN	`105-0010-00020`
Alternative APNs	`1131862` `1187731`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,456 sqft Gross Area
1st Floor Area	1,456 sqft
Basement Area	364 sqft
Finished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,990 sqft (0.413 acres)
Garage Area	528 sqft
Patio Area	288 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1187731
Street Address	39 ASPEN LN
City	BABBITT
State	MN
Zip	55706-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 AND 3, BLOCK 3 SERIAL #
Legal Subdivision	BABBITT 1ST DIV CITY OF BABBIT
Legal Block	3
Legal Lot Number	2-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	BABBITT
Census Block Group	1
Census Block	1098
Census Tract	14100

Owner

39 Aspen Ln is owned and occupied by two individuals who bought it in September 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 ASPEN LN, BABBITT, MN 55706-1101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage ELY AREA CU
Apr 15, 2022	Deed of Trust, Mortgage ELY AREA CU
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Jun 16, 2022	Warranty Deed, Transfer NORTHEAST TITLE COMPANY
Sep 13, 2017	Warranty Deed, Transfer NORTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on File
Deed Sale	Sep 10, 2025 · Amount on File
Prior Sale	Jun 16, 2022 · Amount on File
Deed Document Number	20251517780
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	39 ASPEN LN, BABBITT, MN 55706-1101
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001442886
Date	May 12, 2022
Instrument	1442886

Lender

Name	ELY AREA CU
Type	Credit Union
Address	ELY, MN 55731

Agreement

Amount	Amount on Record
Term	179 Months
Due	Apr 14, 2037

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	39 ASPEN LN, BABBITT, MN 55706-1101
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001441258
Date	Apr 15, 2022
Instrument	1441258

Lender

Name	ELY AREA CU
Type	Credit Union
Address	ELY, MN 55731

Agreement

Amount	Amount on Record
Term	177 Months
Due	Jan 24, 2037

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 10, 2025
Property Address	39 ASPEN LN, BABBITT, MN 55706-1101
Document Number	0001517780
Instrument Date	Sep 4, 2025
Instrument	1517780
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39 ASPEN LN, BABBITT, MN 55706-1101

Mortgage

Document Number	0001517781
Date	Sep 10, 2025
Instrument	1517781

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 16, 2022
Property Address	39 ASPEN LN, BABBITT, MN 55706-1101
Document Number	0001445397
Instrument Date	Jun 8, 2022
Instrument	1445397
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2319, ARIZONA CITY, AZ 85123-1139

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 13, 2017
Property Address	39 ASPEN LN, BABBITT, MN 55706-1101
Document Number	00A1317478
Instrument Date	Sep 1, 2017
Instrument	A1317478
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$356.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 ASPEN LN BABBITT MN 557061101, BABBITT, MN 55706-1101

Tax Assessment & Valuation

The 2026 property tax bill for 39 Aspen Ln was $2,450 with a homeowner's exemption, up 21% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Babbitt City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,450.00 (+21.05%) Homeowner's exemption
2025	$2,024.00 (-34.29%) Homeowner's exemption	$183,500 (+6.87%) Land $9,200 Building $174,300	$183,500 (+6.87%) Land $9,200 Building $174,300
2024	$3,080.00	$171,700 Land $9,200 Building $162,500	$171,700 Land $9,200 Building $162,500
2022		$117,300 Land $8,100 Building $109,200	$117,300 Land $8,100 Building $109,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Aspen Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Aspen Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Babbitt serves 1,379 people · EPA ID MN1690003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Zito Media Fiber	1,000 / 1,000

May also be available: CTC.

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