39 Arcola St, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 39 Arcola St, Lexington, MA 02420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,336 sqft · built 2015
Lot Size	0.15 acres (6,524 sqft)
Owner	Individual Name on Record
Tax Bill	$18,724 (2026)
Deeds & Mortgages	Feb 2021 Refinance Aug 2022 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0029 L:000018`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0029 L:000018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	3,856 sqft
1st Floor Area	960 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,524 sqft (0.15 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	39 ARCOLA ST
City	LEXINGTON
State	MA
Zip	02420-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	18
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	3
Census Block	3017
Census Tract	358500

Owner

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 ARCOLA ST, LEXINGTON, MA 02420-2620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 19, 2018	Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK
Nov 14, 2019	Deed of Trust, Mortgage · ARM TD BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · ARM TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2015
Deed Sale	Oct 7, 2015
Prior Sale	Sep 23, 2014 · Amount on Record
Deed Book / Page	66194 / 555
Transfer Doc	064269-452
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	39 ARCOLA ST, LEXINGTON, MA 02420-2620
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077021-173
Date	Feb 22, 2021
Book Page	77021/173
Instrument	38944

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	39 ARCOLA ST, LEXINGTON, MA 02420-2620
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080530-174
Date	Aug 3, 2022
Book Page	80530/174
Instrument	118890

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	39 ARCOLA ST, LEXINGTON, MA 02420-2620
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078653-178
Date	Sep 9, 2021
Book Page	78653/178
Instrument	200421

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	39 ARCOLA ST, LEXINGTON, MA 02420-2620
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78653-178
Date	Sep 9, 2021
Book Page	78653/178
Instrument	200421

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	39 ARCOLA ST, LEXINGTON, MA 02420-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71633-571
Date	Sep 19, 2018
Book Page	71633/571
Instrument	144412

Lender

Name	BELMONT SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2038

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	39 ARCOLA ST, LEXINGTON, MA 02420-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73650-24
Date	Nov 14, 2019
Book Page	73650/24
Instrument	178407

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	39 ARCOLA ST, LEXINGTON, MA 02420-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76032-518
Date	Oct 30, 2020
Book Page	76032/518
Instrument	200674

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Nov 1, 2025
Index	LIBOR

Tax Assessment & Valuation

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,724.00 (+5.73%)	$1,521,000 (+5.04%) Land $675,000 Building $846,000	$1,815,260 (-)
2025	$17,709.00 (+3.4%)	$1,448,000 (+3.58%) Land $643,000 Building $805,000	$1,815,260 (+2.03%)
2024	$17,126.00 (+6.16%)	$1,398,000 (+12.65%) Land $612,000 Building $786,000	$1,779,160
2023	$16,133.00	$1,241,000 Land $557,000 Building $684,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1983–2010)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Nearby Properties on Arcola St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures