39 Albany Ave, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 39 Albany Ave, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,640 sqft · built 1940
Lot Size0.16 acres (7,000 sqft)
Owner2 Trust Names on File
Tax Bill$3,993 (2026)
Deeds & MortgagesNov 2020 Mortgage
APN060300 96.10-3-9

Property Details

APN / Parcel Number

Primary APN060300 96.10-3-9
Alternative APNs
  • 03000960100003009000
  • 030000960

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,640 sqft Living Area
1st Floor Area2,146 sqft
2nd Floor Area494 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeMixed
Garage Area1,148 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area110 sqft
Patio Area384 sqft
Shed1 Shed
Canopy140 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number030000960
Street Address39 ALBANY AVE
CityDUNKIRK
StateNY
Zip14048-3402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description70 X 100 RES; OLD APN: 060300 66-7-6
Legal Block3
Legal Lot Number9.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group3
Census Block3002
Census Tract35700

Owner

39 Albany Ave is owner-occupied and held in a trust since December 2014.

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner of Record2 Trust Names on File
Mailing Address39 ALBANY AVE, DUNKIRK, NY 14048-3402
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 8, 2014
Transfer Doc0000002014/000000700
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address39 ALBANY AVE, DUNKIRK, NY 14048-3402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2020004387
DateNov 24, 2020
InstrumentMT2020004387
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 39 Albany Ave was $3,993 with exemptions applied, up 3.3% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
MunicipalityDunkirk City
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,993.00 (+3.31%) Homeowner's exemption Senior Citizen's exemption
2025$3,865.00$96,000 Land $3,400 Building $92,600$218,182 Land $7,727 Building $210,455
2023$96,000 (-) Land $3,400 Building $92,600$174,545 (+14.55%) Land $6,182 Building $168,363
2022Homeowner's exemption Senior Citizen's exemption$96,000 Land $3,400 Building $92,600$152,381 Land $5,397 Building $146,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 39 Albany Ave; there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1979–1986)
Most Recent ClaimAug 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39 Albany Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNKIRK CITY
serves 12,743 people · EPA ID NY0600360
Water SourceSurface water
Last State InspectionJul 2022
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: DFT Local Service.

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