Bergen County and Cresskill Borough property record for 39 5th St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,280 sqft · built 1930 |
| Lot Size | 0.2 acres (8,699 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (May 2009) |
| Tax Bill | $11,930 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00062-01-00003-01 |
| Primary APN | 08-00062-01-00003-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,280 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 8,699 sqft (0.2 acres) |
| Lot Dimensions | 100 ft deep x 87 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 091160 |
|---|---|
| Street Address | 39 5TH ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 87X100 |
| Legal Block | 62.01 |
| Legal Lot Number | 3.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 8002 |
39 5th St is owned and occupied by an individual who bought it in May 2009.
Source: Bergen County and Cresskill Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 5TH ST, CRESSKILL, NJ 07626-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2009 · Amount on File |
| Deed Sale | May 20, 2009 · Amount on File |
| Deed Document Number | 20091152208 |
| Deed Book / Page | 115 / 2208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 5TH ST, CRESSKILL, NJ 07626-2501 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041001116 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 4100/1116 |
| Instrument | 2021063313 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 5TH ST, CRESSKILL, NJ 07626-2501 |
| Document Number | 0033871240 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 39 5TH ST CRESSKILL NJ 076262501, CRESSKILL, NJ 07626-2501 |
| Document Number | 0033871240 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 003387/001240 |
| Instrument | 72163 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 24, 2039 |
The 2025 property tax bill for 39 5th St was $11,930, up 7.8% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $613,700 (+16.72%) Land $423,100 Building $190,600 | $613,700 (+16.72%) Land $423,100 Building $190,600 | |
| 2025 | $11,930.00 (+7.78%) | $525,800 Land $348,000 Building $177,800 | $525,800 Land $348,000 Building $177,800 |
| 2024 | $11,069.00 | ||
| 2023 | $446,300 Land $280,400 Building $165,900 | $446,300 Land $280,400 Building $165,900 | |
| 2022 | $9,762.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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