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39 4th Ave, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 39 4th Ave, Haverhill, MA 01830

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,540 sqft · built 1850
Lot Size0.103 acres (4,465 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Sep 2018)
Tax Bill$5,365 (2025)
Deeds & MortgagesFeb 2025 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN608-487-2

Property Details

APN / Parcel Number

Primary APN608-487-2
Alternative APN
  • HAVE M:0608 B:00487 L:2

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories3 Stories
Building Area2,540 sqft Living Area
Gross Area4,252 sqft
Basement Area1,028 sqft
Unfinished Basement1,028 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,465 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number608-487-2
Street Address39 4TH AVE
CityHAVERHILL
StateMA
Zip01830-5028
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block487
Legal Lot Number2
JurisdictionHAVERHILL MA
Township / Civil DivisionHAVERHILL
Census Block Group1
Census Block1016
Census Tract260100

Owner

39 4th Ave, a duplex, is owned by an individual who bought it in September 2018.

Source: Essex County and Haverhill City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address37 4TH AVE, 39, HAVERHILL, MA 01830-5028
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MERRIMACK VALLEY FCU
Sep 25, 2018Quit Claim Deed, Transfer
SANTANDER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2018 · Amount on File
Deed SaleSep 25, 2018 · Amount on File
Prior SaleFeb 16, 1993 · Amount on File
Deed Book / Page37037 / 447
Transfer Doc037037-447
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAVERHILL MA
Property Address39 4TH AVE, HAVERHILL, MA 01830-5028
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042588-489
DateFeb 26, 2025
Book Page42588/489
Instrument20250226000690
Lender
NameMERRIMACK VALLEY FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term181 Months
DueMar 1, 2040

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAVERHILL MA
Recording DateSep 25, 2018
Property Address39 4TH AVE, HAVERHILL, MA 01830-5028
Document Number37037-447
Book / Page37037 / 447
Instrument180925004750
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36.68
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number370370449
DateSep 25, 2018
Instrument37037/0449
Lender
NameSANTANDER BANK NA
Agreement
AmountAmount on Record
Term360 Months
DueSep 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 39 4th Ave was $5,365, up 8.1% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityHaverhill City
Unified School DistrictHaverhill School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,365.00 (+8.12%)$500,900 (+7.4%) Land $134,400 Building $366,500$654,646
2024$4,962.00 (+3.01%)$466,400 (+7.96%) Land $125,500 Building $340,900
2023$4,817.00$432,000 Land $125,500 Building $306,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 4th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAVERHILL WATER DEPT
serves 61,277 people · EPA ID MA3128000
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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