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39 3rd St SW, Winter Haven, FL 33880 Property Records

Polk County property record for 39 3rd St SW, Winter Haven, FL 33880

Property Summary

Property TypeCommercial Office
Details8,800 sqft · built 1954
Lot Size0.101 acres (4,400 sqft)
OwnerCompany Name on File
Last Sale$3,200,000 (Oct 2026)
Tax Bill$8,488 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-29-621000-034130

Property Details

APN / Parcel Number

Primary APN26-28-29-621000-034130
Alternative APNs
  • 292826621000034130
  • 92826000

Interior

Stories1 Story
Building Area8,800 sqft Gross Area
1st Floor Area8,800 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1993
Fire ResistanceMasonry Walls, Wood Interior
Lot Area4,400 sqft (0.101 acres)
View / LotAgricultural
Total Buildings2 Buildings

Location & Zoning

Street Address39 3RD ST SW
CityWINTER HAVEN
StateFL
Zip33880-2978
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeBR
Legal DescriptionWINTER HAVEN DB M PG 160 TIER 3 BLK 4 LOTS 13 & S 10 FT OF 10
Legal Range26E
Legal Township28S
Legal Section29
Legal SubdivisionWINTER HAVEN
Legal Block4
Legal Lot Number13
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2026
Census Tract13701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Winter Haven Historic District
listed 2002 · 26 contributing resources · NRIS 01001414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1282, WINTER HAVEN, FL 33882-1282
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Warranty Deed, Transfer · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jan 14, 2019Grant Deed, Mortgage
NEW WAVE LOANS RESID'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2026 · Amount on File
Deed SaleOct 2, 2026 · Amount on File
Prior SaleJun 27, 2016 · Amount on File
Deed Document Number2026238526
Deed Book / Page14176 / 18
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 2, 2026
Property Address39 3RD ST SW, WINTER HAVEN, FL 33880-2978
Document Number0000238526
Book / Page14176 / 18
Instrument DateSep 27, 2026
Instrument2026238526
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,262,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000238528,
DateOct 2, 2026
Instrument2026238528
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Max Rate-1%

January 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJan 14, 2019
Property Address39 3RD ST SW, WINTER HAVEN, FL 33880-2978
Document Number0107221636
Book / Page010722 / 001636
Instrument DateJan 10, 2019
Instrument7996
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6759 WINTERSET GARDENS RD WINTER HAVEN FL 338843154, WINTER HAVEN, FL 33884-3154

Mortgage

Document Number107221636
DateJan 14, 2019
Book Page010722/001636
Instrument7996
Lender
NameNEW WAVE LOANS RESID'L
TypeFunding / Finance Company
Address1835 NE MIAMI GARDENS DR # 451, NORTH MIAMI BEACH, FL 33179-5035
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428,380 (-3.99%) Land $34,100 Building $394,280$428,380 (-3.99%) Land $34,100 Building $394,280
2025$8,488.00 (-18.07%)$446,192 (-17.07%) Land $34,100 Building $412,092$446,192 (-17.07%) Land $34,100 Building $412,092
2023$10,360.00 (+6.66%)$538,040 (+6.65%) Land $34,100 Building $503,940$538,040 (+6.65%) Land $34,100 Building $503,940
2022$9,713.00$504,470 Land $34,100 Building $470,370$504,470 Land $34,100 Building $470,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Alternative Choice Wireless, AT&T, Frontier.

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