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39 3rd St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 39 3rd St, Lowell, MA 01850

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 2,694 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Sep 2018)
Tax Bill$6,754 (2026)
Deeds & MortgagesJul 2020 Refinance
Sep 2018 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNW02760

Property Details

APN / Parcel Number

Primary APNW02760
Alternative APNs
  • LOWE M:197 B:5675 L:39
  • M:000197 T:W02760

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,694 sqft Living Area
Gross Area4,200 sqft
1st Floor Area1,133 sqft
Basement Area1,133 sqft
Unfinished Basement1,133 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberW02760
Street Address39 3RD ST
CityLOWELL
StateMA
Zip01850-2507
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTMF
Legal Block5675
Legal Lot Number39
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3004
Census Tract310200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address39 3RD ST, LOWELL, MA 01850-2507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Sep 28, 2018Quit Claim Deed, Transfer · FHA Mortgage
STEARNS LNDG
Jun 19, 2017Quit Claim Deed, Transfer
Quitclaim
May 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
RAYMOND C GREEN & CO
Apr 27, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Prior SaleJun 19, 2017
Deed Book / Page32448 / 232
Transfer Doc032448-232
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address39 3RD ST, LOWELL, MA 01850-2507
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number034413-259
DateJul 27, 2020
Book Page34413/259
Instrument34253
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateSep 28, 2018
Property Address39 3RD ST, LOWELL, MA 01850-2507
Document Number32448-232
Book / Page032448 / 000232
Instrument DateSep 27, 2018
Instrument42783
Transaction TypeTransfer
Record UpdatedJan 16, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,778.40
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 3RD ST LOWELL MA 018502507, LOWELL, MA 01850-2507

Mortgage

Document Number32448-235
DateSep 28, 2018
Book Page032448/000235
Instrument42784
Lender
NameSTEARNS LNDG
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 27, 2048

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJun 19, 2017
Property Address39 3RD ST, LOWELL, MA 01850-2507
Document Number31211-144
Book / Page031211 / 000144
Instrument DateJun 10, 2017
Instrument25384
Transaction TypeTransfer
Record UpdatedJul 11, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 LOONEY AVE SALEM MA 019701910, SALEM, MA 01970-1910

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address39 3RD ST, LOWELL, MA 01850-2507
Document Number31104-120
Instrument DateMay 4, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number31104-120
DateMay 10, 2017
Book Page031104/000120
Instrument18862
Lender
NameRAYMOND C GREEN & CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 27, 2017
Property Address39 3RD ST, LOWELL, MA 01850-2507
Document Number31071-106
Book / Page031071 / 000106
Instrument DateApr 27, 2017
Instrument16807
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address604 CENTRAL ST LOWELL MA 018523424, LOWELL, MA 01852-3424

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,754.00 (+4.5%)$595,100 (+5.7%) Land $128,100 Building $467,000$644,609
2025$6,463.00 (+10.35%)$563,000 (+14.48%) Land $119,700 Building $443,300
2024$5,857.00 (+7.33%)$491,800 (+11.93%) Land $99,400 Building $392,400
2023$5,457.00$439,400 Land $86,500 Building $352,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

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